Business Details
48 Years
experience
Emergency
services
Your Trusted Bankruptcy Attorneys in Southern California
Winterbotham Parham Teeple A Pc has been a trusted leader in bankruptcy law across Southern California since 1978. Our firm combines over four decades of specialized expertise with a dedicated team of attorneys, paralegals, and support staff to deliver effective debt relief solutions. We prioritize ethical practices, client education, and accessible legal services, operating with a 24/7 commitment to helping individuals and small businesses navigate financial challenges. Our experience with more than 154,000 cases ensures clients receive strategic guidance tailored to their unique circumstances.We maintain rigorous compliance with federal bankruptcy regulations while focusing on compassionate, client-centered representation. Our technological infrastructure supports seamless communication and case management, reflecting our adaptation to modern legal service delivery. With 18 regional offices, we provide personalized consultations and comprehensive support for debtors seeking protection under Chapters 7 and 13 of the Bankruptcy Code.
Services
Chapter 7 Bankruptcy
Chapter 13 Debt Adjustment
Debt Relief Consultation
Bankruptcy Filing Assistance
Free Legal Consultation
Details
- Year established: 1978
Highlights and features
- Over 45 years of specialized bankruptcy law experience
- Successfully represented 154,000+ clients since 1978
- 24/7 availability for urgent debt relief needs
- Free initial consultations with experienced attorneys
- 18 convenient Southern California office locations
Associations and certifications
- Designated Debt Relief Agency under Federal Law
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy helps eliminate unmanageable debts through asset liquidation. This service benefits individuals with limited income who cannot repay their obligations. Our attorneys guide clients through the means test requirements and creditor protection process.
Chapter 13 Debt Adjustment
Chapter 13 establishes structured debt repayment plans for individuals with regular income. This service allows debtors to retain assets while repaying creditors over 3-5 years. Our team negotiates with creditors to create feasible payment schedules.
Debt Relief Consultation
Personalized debt analysis determines optimal relief options. Our consultants evaluate financial situations to recommend bankruptcy or alternative solutions. This service includes credit counseling and budget planning components.
Bankruptcy Filing Assistance
Comprehensive support for bankruptcy petition preparation. Our paralegals assist with documentation gathering and court filing requirements. This service ensures compliance with federal bankruptcy code procedures.
Free Legal Consultation
No-cost assessment of debt relief options with experienced attorneys. This service includes case-specific strategy development and procedural explanations. Available 24/7 through multiple office locations.
People
Sundee Teeple
Managing Partner
Attorney with 18+ years specializing in bankruptcy law. Provides compassionate legal representation to help clients achieve financial fresh starts through ethical practices and court-approved strategies.
Jeffrey Senior
Paralegal Manager
Experienced paralegal managing Orange County Chapter 13 cases since 1992. Specializes in complex debt restructuring solutions while maintaining client-focused service throughout the bankruptcy process.
Lynette Senior
Senior Paralegal
Legal professional with 22+ years assisting clients through bankruptcy filings. Focuses on ensuring smooth case processing and successful discharge outcomes while providing personalized client support.
Kathy Senior
Senior Paralegal
Experienced paralegal training staff and guiding clients through bankruptcy procedures since 1991. Emphasizes empathetic client interaction while maintaining procedural accuracy in high-volume office settings.
Jessica Senior
Case Preparation Specialist
Paralegal managing case filings and client communications since 2008. Focuses on reducing client stress through clear explanations of bankruptcy processes and administrative requirements.
Questions
What is Chapter 7 bankruptcy?
Chapter 7 eliminates unmanageable debts through asset liquidation. Available to individuals passing means tests, it stops creditor actions and provides fresh financial starts.
How does Chapter 13 work?
Chapter 13 establishes 3-5 year repayment plans. Allows debtors to retain assets while restructuring payments for mortgages, taxes, and other priority obligations.
Can bankruptcy stop foreclosure?
Yes, both Chapter 7 and 13 initiate automatic stays halting foreclosure proceedings. Chapter 13 specifically allows catching up missed mortgage payments over time.
Are there income requirements?
Chapter 7 requires passing means tests comparing income to state medians. Chapter 13 needs regular income to support repayment plans but has higher debt limits.
What debt cannot be discharged?
Non-dischargeable debts include most student loans, recent tax obligations, child support, and debts from fraud or drunk driving incidents as specified in bankruptcy code.
How much does bankruptcy cost?
Fees vary by chapter and complexity. Includes court filing fees ($338 for Chapter 7, $313 for 13) plus attorney fees, which can often be included in repayment plans.
