Business Details
50+ Years
experience
Your Community Credit Union in Pittsburgh, PA
Since 1970, the Hill District Federal CU has served the Hill District and surrounding communities as a member-owned financial institution. We operate on the principle of people helping people, fostering financial wellness through accessible services and community-driven initiatives. Our team combines decades of experience with a deep understanding of local needs to provide tailored financial solutions. We specialize in savings and checking accounts, personal and vehicle loans, home improvement financing, and financial literacy education. During challenging times, including the pandemic and economic downturns, we have demonstrated resilience by expanding services and assets while maintaining our commitment to underserved populations.As the only African American-owned financial institution in the tri-state area, we prioritize inclusivity and economic empowerment. Our leadership team brings extensive expertise, with over 50 years of combined experience guiding our mission. We offer online banking, billpay, and mobile services to meet modern financial needs while maintaining personalized support. Our fee structure remains transparent, with clear pricing for account maintenance, transactions, and loan services. We remain dedicated to building trust through ethical practices, community partnerships, and a focus on long-term financial health for all members.
Services
Savings Accounts
Checking Accounts
Personal Loans
Vehicle Loans
Online Banking
Financial Literacy Classes
Home Improvement Loans
Money Orders
Debit Cards
Gift Cards
Details
- Year established: 1970
Highlights and features
- We are the only African American-owned financial institution in the tri-state area
- We offer financial literacy classes for adults and youth
- Our team has over 50 years of combined experience in community banking
- We provide transparent fee structures and member-focused services
- We maintain a strong track record of asset growth and community support
What people say
Community-focused
Financial education programs
Personalized support
Accessible services
Local economic impact
Services
Savings Accounts
Our savings accounts provide secure wealth-building opportunities with competitive rates. Members earn dividends while maintaining liquidity. Minimum $1 opening deposit establishes lifelong membership. Ideal for emergency funds or long-term savings goals.
Vehicle Loans
We offer competitive auto loan rates for new and used vehicles. Credit scores above 650 qualify for rates starting at 4.5% APR. Terms up to 6 years available with flexible repayment options for members.
Financial Literacy Classes
Free educational programs teach budgeting, credit management, and financial planning. Courses available for youth and adults. Designed to empower members with lifelong financial decision-making skills.
Online Banking
24/7 account access includes bill payment, fund transfers, and statement review. Secure platform with real-time transaction tracking. Enhances convenience while maintaining FDIC-insured safety standards.
Home Improvement Loans
Specialized loans for property upgrades with competitive rates. Funds available for repairs, energy efficiency improvements, or accessibility modifications. Supports community revitalization efforts in the Hill District.
People
Richard Witherspoon
CEO & Treasurer
With over 50 years of combined experience, Richard leads our financial institution's strategic direction. He oversees daily operations and community outreach initiatives while maintaining regulatory compliance.
Earl Hord, Jr.
President
As board president, Earl provides governance leadership and strategic oversight. He brings decades of local business experience to ensure our financial institution meets community needs.
Erica Witherspoon
Operations Manager
Erica manages daily branch operations and member services. Her 15+ years in financial operations ensure efficient service delivery and regulatory compliance.
Khamil Scantling
Secretary
Khamil handles official records and board communications. With extensive nonprofit experience, he ensures transparent governance and community engagement.
Thelina Williams
Director
Thelina serves on both the board and supervisory committee. Her dual role ensures balanced oversight of financial practices and member protections.
Questions
How do I become a member?
Visit our Pittsburgh branch with $1 to open a savings account. Membership extends to family members and residents in our service area.
What loan types do you offer?
We provide personal, vehicle, home improvement, and educational loans with competitive rates based on credit scores.
Are online banking services available?
Yes, our digital platform offers 24/7 account access, bill payment, and fund transfers with secure encryption technology.
Do you offer financial education?
We provide free financial literacy classes for all ages covering budgeting, credit management, and investment basics.
What are your branch hours?
Our Pittsburgh location operates Monday-Friday 10:30 AM-4:30 PM. Online services available 24/7.
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