Business Details
Your Trusted Partner for Financial Planning & Investment Solutions
Rosenfeld Todd S Insurance has been dedicated to empowering clients through personalized financial planning since 1859. Our approach centers on building long-term relationships, combining deep industry expertise with a comprehensive understanding of each client's unique goals. With a network of over 8,000 financial advisors nationwide, we offer tailored solutions in life insurance, disability protection, investment management, and retirement planning. Our mutual company structure ensures that policyowners benefit directly from our financial success through annual dividends.Backed by top-tier financial strength ratings from all four major agencies, we maintain a steadfast commitment to transparency, client education, and community impact. Our advisors prioritize active listening to uncover opportunities that align with clients' evolving needs across all life stages. Through continuous innovation and adherence to core principles established over 165 years ago, we help clients achieve financial security while maintaining industry-leading standards of service.
Services
Financial Planning
Life Insurance
Disability Insurance
Long-Term Care
Investment Advisory Services
Retirement Planning
Estate Planning
Private Wealth Management
Annuities
Market Commentary
Highlights and features
- We have over 165 years of experience in comprehensive financial planning
- Our advisors create personalized plans tailored to your specific life goals
- We maintain the highest financial strength ratings from all four major rating agencies
- As a mutual company, we return profits directly to policyowners through dividends
- Our nationwide network of 8,000+ advisors provides localized financial expertise
Associations and certifications
- A.M. Best Company
- Fitch Ratings
- Moody's Ratings
- S&P Global Ratings
Services
Financial Planning
Our comprehensive financial planning service creates customized strategies for retirement, education savings, and wealth preservation. Advisors analyze your complete financial picture to develop adaptive plans that evolve with life changes. The process includes risk assessment, tax optimization, and goal tracking to help clients achieve long-term financial security.
Life Insurance
We offer various life insurance solutions including whole, term, and universal life policies. These products provide financial protection for dependents while potentially building cash value. Our advisors help clients determine appropriate coverage amounts and policy structures that align with their estate planning and wealth transfer objectives.
Investment Advisory
Our investment advisory services provide personalized portfolio management with quarterly fee-based pricing. Clients gain access to diversified investment options and market expertise through NMIS, one of America's top independent broker-dealers. The service includes regular performance reviews and strategy adjustments to meet changing financial goals.
Disability Insurance
We offer specialized disability insurance products that protect income for professionals in various industries. The policies help maintain financial stability during unexpected work interruptions. Our advisors help clients understand coverage options, benefit periods, and elimination periods to create appropriate protection strategies.
Retirement Planning
This service focuses on creating sustainable retirement income strategies through tax-advantaged accounts and investment vehicles. Advisors use specialized calculators to project retirement needs and develop phased withdrawal plans. The service integrates with Social Security optimization and Medicare planning to maximize retirement security.
Questions
How do I find a Northwestern Mutual financial advisor?
Use our online advisor locator tool to find qualified professionals in your area. All advisors undergo rigorous training and maintain industry certifications to provide expert financial guidance.
What investment services do you offer?
We provide comprehensive investment advisory services through NMIS, including portfolio management, brokerage accounts, and exclusive market analysis. Our advisors create diversified portfolios aligned with your risk tolerance and financial goals.
How are your financial strength ratings?
We maintain the highest available financial strength ratings from all four major agencies: A.M. Best (A++), Fitch (AAA), Moody's (Aa1), and S&P (AA+), reflecting our long-term stability.
What makes you different from other financial firms?
As a mutual company, we prioritize policyowner interests over shareholders. Our advisors focus on long-term relationships rather than transactional sales, delivering personalized solutions through our exclusive product portfolio.
How do dividends work for policyowners?
We've paid dividends annually since 1872, distributing profits directly to policyowners. Dividends are not guaranteed but reflect our financial performance and are determined by our board of trustees each year.
