Business Details
Your Trusted Financial Partner in Toledo, Ohio
ProMedica Federal Credit Union is a member-owned, nonprofit financial cooperative dedicated to enhancing the financial wellness of our members. Founded on the principle of people helping people, we provide a comprehensive range of banking services including low-rate loans, free checking accounts, and personalized financial counseling. Our commitment to community extends beyond traditional banking, offering digital tools and virtual consultations to meet members wherever they are. With over 45,000 fee-free ATMs nationwide through Shared Branching, we prioritize accessibility and convenience. Our team of experienced professionals, including lending experts and financial advisors, delivers tailored solutions that reflect our members' unique needs.Backed by federal insurance up to $250,000, we combine the security of a major institution with the personal touch of a local credit union. Whether you're seeking an auto loan, mortgage, or savings plan, our focus remains on your financial success. We differentiate ourselves from traditional banks by reinvesting earnings directly into member benefits rather than shareholder profits. Our virtual banking assistance, including screen-sharing technology, ensures seamless support for modern financial management. At ProMedica FCU, we believe banking should be about building relationships, not just transactions.
Services
Auto Loans
Personal Loans
Savings Accounts
Mortgages
Financial Counseling
Highlights and features
- We are a nonprofit, member-owned financial cooperative
- Our earnings directly benefit members through better rates
- We offer free checking with digital tools and personal care
- We provide access to 45,000+ fee-free ATMs nationwide
- Our virtual banking assistance includes real-time screen sharing
Associations and certifications
- NMLS #762179
Services
Auto Loans
Our auto loans provide competitive rates for new and used vehicle purchases. Members benefit from flexible terms and personalized guidance from lending experts. We streamline the application process for quick approvals and hassle-free financing.
Personal Loans
Personal loans offer flexible funding for debt consolidation, home improvements, or unexpected expenses. With fixed rates and predictable payments, our loans include personalized financial counseling to ensure responsible borrowing.
Savings Accounts
Our savings accounts feature no monthly fees and competitive interest rates. Members enjoy digital tools for tracking goals and building financial security through automatic transfers and real-time mobile access.
Mortgages
Mortgage solutions include fixed and adjustable-rate options for home purchases or refinancing. Our experts provide comprehensive guidance through the entire home-buying process with competitive rates for qualified borrowers.
Financial Counseling
Personalized financial counseling helps members create budgets, manage debt, and build credit. Our certified advisors offer virtual consultations and educational resources to improve long-term financial wellness.
People
Amanda Berning
Vice President of Lending
With over seven years at ProMedica FCU, Amanda Berning specializes in loan underwriting and member financial education. She brings expertise in automotive financing and enjoys helping members achieve their goals.
Jordan Harris
Financial Services Representative
Jordan Harris provides personalized financial solutions at Flower Hospital branch. With a year of experience at ProMedica FCU, they focus on building member relationships through accessible, friendly service.
Questions
How do I apply for a loan?
Apply online through our secure portal, visit a branch, or schedule a virtual consultation. Our lending experts will guide you through the process with personalized support.
What services are available online?
Access account management, bill pay, mobile check deposit, loan applications, and financial counseling through our website or mobile app 24/7.
Are my deposits insured?
Yes, your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
How does credit union membership work?
Membership requires a $5 minimum deposit in a savings account. As a member-owner, you receive voting rights and benefit from our nonprofit structure.
Can non-ProMedica employees join?
While we primarily serve ProMedica employees, immediate family members of current members may also qualify for membership through our field of membership.
What is Shared Branching?
Shared Branching gives you access to 45,000+ fee-free ATMs and in-person services at participating credit unions nationwide through your ProMedica FCU account.
