Business Details
42 Years
experience
Trusted Construction Insurance Solutions in Raleigh, NC
Since 1984, Builders Mutual has specialized exclusively in providing insurance coverage and safety education to the construction industry. Our commitment to protecting contractors is rooted in decades of experience assessing and mitigating risks unique to construction. We offer comprehensive solutions including Workers' Compensation, General Liability, and Commercial Package Policies, backed by a team of over 450 professionals dedicated to delivering personalized service. Our risk management programs, such as WorkSafe and the Focus Four initiative, empower policyholders to enhance job-site safety and compliance.As an A-rated carrier by AM Best, we combine financial stability with industry expertise to serve contractors across multiple states. Our partnerships with Home Builders Associations and innovative tools like Builders University further solidify our position as a trusted partner in the construction sector. Through initiatives like the Jobsite Safety Zone and collaborations with safety organizations, we continue to advance our mission of protecting and growing the contractor community.
Services
Workers' Compensation
General Liability
Commercial Package
Risk Management
Safety Training
Claims Management
Umbrella Liability
Builders Risk
Inland Marine
Details
- Year established: 1984
Highlights and features
- We specialize exclusively in construction industry insurance since 1984
- Our A (Excellent) AM Best rating ensures financial stability
- Comprehensive risk management programs reduce workplace injuries
- Nationwide coverage across multiple states with local expertise
- Exclusive safety resources through Builders University and WorkSafe
Associations and certifications
- AM Best
Services
Workers' Compensation
Our Workers' Compensation coverage protects contractors against job-related injuries and illnesses. With over four decades of industry expertise, we provide claims management, return-to-work programs, and safety training to minimize workplace risks. Policyholders benefit from annual safety dividends and specialized risk consulting tailored to construction environments.
Risk Management
Customized risk management solutions address construction-specific hazards through on-site consultations and training. Our Focus Four program targets the most common injury causes while WorkSafe offers foundational safety education. We provide toolbox talk resources and OSHA compliance guidance to enhance job-site safety practices.
Commercial Package
Comprehensive Commercial Package Policies combine property, liability, and inland marine coverage for construction businesses. Available in most states, these customizable policies protect against common industry risks including equipment damage, third-party injuries, and business interruptions during construction projects.
Safety Training
Through Builders University and WorkSafe initiatives, we deliver safety certifications and training programs. Our curriculum covers fall protection, hazard communication, and OSHA compliance. Partnerships with safety equipment providers offer discounted training materials and guardrail systems to improve job-site safety.
Claims Management
Our dedicated claims team provides prompt, transparent resolution for construction-related incidents. The process includes accident investigation forms, subrogation support, and return-to-work program assistance. Policyholders receive personalized guidance through premium audits and claims documentation requirements.
People
David Stormont
Chairman
David Stormont leads Storm Coast Homes in Kitty Hawk, NC. As Chairman of Builders Mutual, he brings extensive construction industry experience and strategic leadership to guide the company's long-term vision and industry partnerships.
Michael Gerber
President/CEO
Michael Gerber serves as President and Chief Executive Officer, overseeing Builders Mutual's operations. With deep expertise in insurance and construction risk management, he drives strategic growth initiatives and maintains the company's commitment to industry-specific solutions.
Keith Goad
Vice President/CFO
Keith Goad manages financial operations as Vice President and Chief Financial Officer. His expertise in actuarial science and financial planning ensures Builders Mutual maintains its A (Excellent) AM Best rating while supporting policyholder dividend programs.
Ken Bunn
Vice President/Claims
Ken Bunn leads claims operations with over 25 years of insurance industry experience. He specializes in commercial claims management and litigation strategies, ensuring efficient resolution of construction-related incidents while minimizing policyholder disruptions.
Lauren VanLandingham
Director of Sales
Lauren VanLandingham directs sales initiatives, leveraging her construction insurance expertise to expand Builders Mutual's market presence. She focuses on agent partnerships and tailored coverage solutions for contractors' evolving needs across multiple states.
Questions
What types of insurance does Builders Mutual offer?
We specialize in Workers' Compensation, General Liability, Commercial Package Policies, Builders Risk, and Umbrella Liability coverage specifically for construction industry professionals and contractors.
Do you operate outside North Carolina?
Yes, we serve contractors in South Carolina, Tennessee, Virginia, Georgia, Maryland, Mississippi, District of Columbia, and Florida with state-specific construction insurance solutions.
How does Builders Mutual help with safety compliance?
We provide WorkSafe training, Focus Four hazard reduction programs, OSHA compliance resources, and safety equipment discounts through partnerships to enhance job-site safety practices.
What is Builders University?
Builders University offers risk management education and safety certifications for policyholders, agents, and employees through specialized training programs focused on construction industry needs.
How are claims handled?
Our dedicated claims team provides personalized support with accident investigation resources, return-to-work program assistance, and streamlined documentation processes for efficient resolution of construction-related incidents.
Is HBA membership required?
North Carolina policyholders must maintain Home Builders Association membership, which provides networking opportunities, legislative advocacy, and industry-specific business resources through local, state, and national levels.
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