Business Details
47 Years
experience
Your Trusted Independent Insurance Partner in Oyster Bay
Oyster Bay Insurance is a family-run independent insurance agency established in 1979 by retired United States Air Force Lieutenant Colonel Harold Beardsley. We represent multiple national and regional insurance companies as agents or brokers, offering personalized coverage solutions tailored to individual needs and budgets. Our commitment to honesty and fairness ensures clients receive customized protection from trusted providers. As a community-focused business, we prioritize client well-being and provide ongoing support to adjust coverage as life evolves. With decades of experience, we deliver dependable service and transparent communication, ensuring clients feel confident in their insurance decisions.Our team remains accessible to answer questions and provide comprehensive reviews of policies, emphasizing long-term relationships over transactional interactions. Client testimonials highlight our reliability, efficiency, and personalized approach, with many families trusting us for over 16 years. We specialize in home, auto, commercial insurance, and surety bonds, serving Oyster Bay, NY, and surrounding areas. Our dedication to community values, combined with industry expertise, positions us as a trusted partner for managing insurance needs.
Services
Personal Insurance
Commercial Insurance
Surety Bonds
Home Insurance
Auto Insurance
Details
- Year established: 1979
Highlights and features
- Family-run agency with 45+ years of local experience
- Personalized insurance solutions from multiple carriers
- No-cost, no-obligation policy comparisons
- Community-focused approach with personalized support
- Expert guidance through evolving insurance needs
What people say
Personalized support
Reliable and efficient
Saved us money
Easy to reach
Proper coverage
Services
Personal Insurance
We provide customized personal insurance solutions including auto, home, and life policies. Our independent agency represents multiple carriers to find coverage matching your specific needs and budget. Clients benefit from personalized support and regular policy reviews to ensure protection evolves with life changes.
Commercial Insurance
Our commercial insurance services safeguard businesses with tailored liability, property, and workers' compensation coverage. We work closely with clients to understand industry-specific risks and provide comprehensive solutions from trusted providers, ensuring business continuity and regulatory compliance.
Surety Bonds
We offer surety bond solutions for contractors, license requirements, and court obligations. Our team helps clients navigate bonding processes and secure necessary guarantees from reputable carriers, ensuring compliance and project readiness.
Home Insurance
Our home insurance policies protect against property damage, liability claims, and personal belongings loss. We provide comparative quotes from multiple insurers to ensure competitive pricing and comprehensive protection tailored to homeowners' unique needs.
Auto Insurance
We deliver customized auto insurance plans meeting state requirements while addressing individual driving habits and vehicle values. Our clients receive comparative quotes from top insurers, with ongoing support for claims assistance and policy adjustments.
People
Harold Beardsley
Founder
Retired U.S. Air Force Lieutenant Colonel with 45+ years of insurance industry experience. Established Oyster Bay Insurance in 1979 to provide personalized coverage solutions while maintaining community-focused values and ethical practices.
Janet Maiorello
Insurance Professional
Experienced agent specializing in home and auto insurance packages. Known for helping clients save money through strategic bundling while providing personalized support during claims processes and policy adjustments.
James Kempster
Insurance Professional
Dedicated insurance specialist offering expert guidance on commercial and personal coverage options. Focuses on understanding client needs to recommend tailored solutions from multiple carrier options.
Mary Maiorello
Insurance Professional
Certified insurance professional handling policy administration and client service. Provides prompt assistance with certificate requests and coverage modifications, maintaining the agency's commitment to personalized support.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life), commercial insurance, and surety bonds, representing multiple carriers to offer customized solutions.
How are you different from direct insurers?
As an independent agency, we compare policies from multiple carriers to find your best coverage-value match, rather than pushing a single company's products.
What payment methods do you accept?
We accept payments through major insurance carriers' billing systems, with options for online payments directly through provider portals.
Do you offer 24/7 service?
While our office operates Monday-Friday 8:30am-4:30pm, we partner with carriers providing 24/7 roadside assistance and emergency claims support.
How do I get an insurance quote?
Request a quote via our website, email, or phone call. We'll provide comparative options from multiple carriers with no obligation to purchase.
What if I need help with a claim?
Contact our office during business hours or use your carrier's 24/7 claims hotline. We'll coordinate with providers to expedite resolution.
