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read moreMulti-state businesses, municipalities, hospitals, schools, nursing homes and thousands of individuals rely on our Circle of Service. We provide you with seamless information and service that keeps you informed and insured, no matter what your insurance needs are. No matter the size of your business, your insurance and benefits programs are constantly in need of vigilant guidance to keep pace with changes in staff, legislation, provisions, and other factors that impact your programs. Choosing the right insurance at the right time in your life is critical.

read moreIf you own a business, your Executive solutions must be carefully selected. Pearl Benefits Group, Inc. is committed to assisting individuals and executives better understand their options, and enroll them in the best combination of benefit and insurance programs, anywhere in the U.S. HMO: A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage.

read moreWe offer you financial products and services that are focused and flexible for individuals as well as company benefit programs. Financial protection is achieved when direct payments are made to obtain health services. Medical services have the ability to expose people to financial hardship. Having medical insurance, supplemental insurance such as GAP protection helps protect them from the threat to their living standards. Out of pocket payments for health can cause households to incur catastrophic costs.

read moreBenefits such as health insurance and retirement plans are crucial for Americans when accepting a job. Even if the salary is 30% higher, 80% of Americans would rather accept a job with benefits than one without benefits, according to an. Telemedicine is becoming a more important aspect in the healthcare industry and has been heralded as a potential savior for the heavily over-burdened healthcare systems across the globe. At Pearl Benefit Group Inc., we partner with United Concierge Medicine, to.

read moreLife insurance is not a fun topic to discuss but it is an essential one to have. It is a very important conversation to have if you are a business owner, a married couple are married and planning on starting a family or already have the family and need more life insurance. Consider the amount owed on your mortgage or what the cost would be to maintain those payments until loan maturity. As a business owner, you need to have a financial and succession plan in place in the event of a loss of a partner or key man.