AAA Insurance

read moreWhen you need to choose an insurance agency, you can depend on the experienced staff at Lud Stoor Agency and Miners State Insurance Agency to manage all your insurance needs. We are an independent agency dedicated to finding you the best protection plans from our wide variety of insurance companies. From your home and car to your business and health, we can get the right coverage for your budget and your needs. We have been serving clients in the Upper Peninsula of Michigan for over 60 years as a family and locally owned agency.

read moreOne of life's rewards for working hard and saving for a rainy day is achieving financial security. One of life's realities, however, is the possibility of premature death, leaving financial responsibilities for the loved ones left behind. Permanent Insurance is designed to provide life-long coverage with benefits and features usually not available with term life insurance policies. Cash value is available for emergencies, family members can be included, and coverage premium payments generally remain level.

read moreThe following coverage definitions should help you understand your homeowners insurance policy, but be sure to consult your insurance company representative to assure that you have the right coverage for your needs. Covers other structures set apart from the dwelling on the residence premises, such as a detached garage. This coverage applies up to the limits provided in your policy and can be increased if necessary. This coverage is available when you cannot live in your home due to a covered loss.

read moreA policy with state mandatory coverage only includes bodily injury, property damage, property protection, and personal injury protection coverage. A policy with state mandatory coverage and physical damage includes these coverages along with collision and comprehensive. We have over 60 years of experience. Bodily Injury liability coverage protects you if you are involved in an accident in Michigan and you cause serious bodily injury to others. If you injure someone while driving in another state, you are under the law of that state and can be sued in the courts of that state and made to pay damages.