Advanced Funding Home Mortgage

read moreWe are committed to assisting you pre-qualify, apply, and choose the right mortgage loan. Our licensed loan officers will provide the personal attention required to achieve your goal. We want your home buying experience to be rewarding and we're here to help you navigate the mortgage process. Considering a Utah refinance? Your situation and needs change over time so why shouldn't your mortgage? If your goal is to lower your interest rate, remodel your home, or consolidate debt, our refinance loan officers are here to assist you in choosing the best option available.

read moreThey are usually easier to get because they are government insured, allowing the mortgage lender to take more risk. Disabled veterans may qualify for a waiver of the funding fee if they receive any disability payments from the VA. or if they are considered to be at least 10% disabled. As a rule of thumb, almost all active duty or honorably discharged service members are eligible for a VA loan. It is a fee paid directly to the Department of Veterans Affairs so that they can guarantee your loan and provide you with the opportunity to receive a loan with little to no down payment.

read moreYour situation and needs change over time so why shouldn't your mortgage? There are many benefits to refinancing, but do they make sense for you? Learn about our refinance programs, mortgage types, and the loan process and ask yourself these questions before making a decision. If you are currently in a significant amount of debt, refinancing to pay off your highest interest loans first can be a smart financial decision. If you have credit card debt, you may be paying as much as 21% interest rate, putting you into a situation that may be neverending.

read moreWhether you're a first-time homebuyer or a seasoned homeowner in Utah, we have some great solutions for you. Check out our selection of FREE mortgage calculators to get an idea of what your new mortgage payment will be, what you might pre-qualify for, or discover the benefits of buying a home versus renting. It couldn't be easier, simply input the requested pieces of information and press calculate. To get pre-approved or get a quote for a Utah refinance contact one of our licensed loan officers today or complete our online application, it's easy, accurate, and secure.

read moreThis where Advanced Funding Home Mortgage Loans comes in, we do more than just provide mortgage loans in Salt Lake City, Utah, we'll also help you understand your Utah home loan options and the entire loan process. As a mortgage broker, we will hop several mortgage lenders to ensure that you will be offered the best loan programs at the best mortgage rates available. Along with our fast and easy online application, we offer a variety of mortgage tools and resources to help you with your mortgage research.

read morePre-qualification starts the loan process. Once we have gathered your income and debt information, a determination can be made as to how much your monthly payment could be and your loan amount. Since different loan programs have different qualifications a borrower should get pre-qualified for each loan type the borrower may want to qualify for. In attempting to approve homebuyers for the type and amount of mortgage they want, we look at two key factors. First, your ability to repay the loan and, second, your willingness to repay the loan.

read moreYour situation and needs are unique, and choosing the right mortgage loan program is important. Working with a Utah mortgage broker, such as Advanced Funding Home Mortgage Loans will make the loan process simple and smooth. At Advanced Funding we're ready to find the right mortgage loan solution for your new home. Our staff of home purchase experts will help you evaluate your mortgage needs and draft a purchase plan with your situation in mind. As mortgage brokers, we will search several mortgage lenders to find the best mortgage rate available for your purchase mortgage needs.

read moreGenerally, these loans are available to anyone who meets minimum credit guidelines and local area household income requirements and is purchasing a home or refinancing their home in an area that is not considered a major metropolitan area by USDA. They are just for farmers - This just isn't the case, it's not "just for farmers, " millions of people already qualify. FHA or Conventional Loans are better - In fact, USDA Loans often offer better terms than an FHA or conventional loans. They aren't flexible - Actually, they can be used to buy a new home or refinance to a lower rate.