ALMC Mortgage

read moreAndre', you are not alone. There are many buyers and sellers than will avoid having the number 13 associated with their transaction. Not only do they avoid the 13th day of the month, but studies show that properties with the. ALMC Mortgage team at NOVA Home Loans is professional, knowledgeable and committed to superior customer service. Knowledge of the industry and loan products combined with the skill to match those products to our clients needs is critical when it comes to ensuring a smooth transaction.

read moreCheryl has been in the mortgage lending business for 25 years. She owned her own business for 17 years as a mortgage broker before joining Nova Home Loans in 2012. She is currently serving as VP Branch Manager in the Westminster office. Cheryl is an active producing Loan Officer and supports a team of 20. Cheryl is a popular instructor for DORA approved classes for agent continuing education classes. She instructs 3-5 classes per month on a variety of topics. She has lived in CO over 35 years - loves the outdoors - spends her free time hiking, skiing and golfing and quality time with her family.

read moreThe minimum down payment required from borrowers to avoid paying mortgage insurance is 20%. There are many loan programs requiring much lower or even no down payments. The best way to cover the minimum down payment requirements is to do research to see if you qualify for any special mortgage loans and down payment assistance programs as well as grants. You could be eligible for down payment and closing cost funds that you won't have to repay! Only 3.5% down! You may be able to purchase a home with as little as $7000 on a $200,000 home!

read moreHow much do you earn? Have you managed your debts in a credit worthy manner? How much cash or liquid assets do you have to put towards your purchase? Do you have excess debts, such as car loans and credit card debt, which limit the monthly mortgage payment you're able to make? To help you calculate your monthly payments, ALMC Mortgage at NOVA Home Loans has made two mortgage calculators available. Use the basic calculator to estimate your monthly mortgage payment. Taxes, insurance and/or other obligations may continue.

read moreFinancing a home can be a stressful time. ALMC will make the entire process hassle free. We obtain loan approval in one day, keep you informed throughout the transaction and will attend your closing. Make ALMC Mortgage at NOVA Home Loans your first choice! A conventional loan is a lender agreement that is not guaranteed or insured by the federal government under the Veterans Administration (VA), the Federal Housing Administration (FHA), or the Rural Housing Service (RHS) of the U.S. Department of Agriculture.