American Bank & Trust
Bank in Lafayette, LA
Phishing Alert: Protect yourself from suspicious emails! American Bank & Trust Company would like to remind our clients that we'll NEVER send any email requesting sensitive information. If you receive an unsolicited email that looks like it's from us requesting confidential information, please let us know. American Bank &Trust Company is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the whole amount in the account.
Contact Details
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About Us
read moreThe American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958. The Bank was founded by Frank J. Diesi, who was determined to implement his vision of what banking should be. That vision became a tradition that is still alive and flourishing today at American Bank & Trust Company. American Bank & Trust Company was founded with American values in mind - Honesty, Integrity, Loyalty and Trust. We uphold these values every day and we see them in our customers. Our customers choose to bank with us because they know that they can rely on us, on our character and on our ability to get things done.
Services
read moreAs a bank that goes out of our way to be of service, we offer the best in convenience banking - from debit cards to telephone and internet banking. Talk with us about your unique needs. We want your banking experience to be enjoyable and hassle-free. Checking accounts become dormant if the customer makes no transactions for an entire year. A $3.00 dormant fee is charged per month on all dormant accounts. You may also be charged a fee for a balance inquiry even if you do not complete a fund transfer.
Personal Savings Accounts
read moreMinimum deposit of $100.00 required to open account. Accounts exceeding three withdrawals per quarter will be charged $1.25 per withdrawal thereafter. Minimum withdrawals of $25.00. Accounts with balances of less than $100.00 at any time during the quarter will be charges a $6.00 basic fee. Interest is compounded and calculated quarterly. If daily collected balance falls below $100.00, no interest will accrue. Minimum deposit of $2,500.00 to open account. You are permitted to make six withdrawals or transfers to another account or to third parties by check, draft, debit card, preauthorized, automatic, or telephone, including fax or with the internet banking service or similar order to third parties per statement cycle.
Financial Calculators
read moreInformation and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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