American Loans

read moreOur rates and costs are lower than our competitors; that's our bottom line! Our loans have no origination fees, points or junk fees. And if you choose a higher loan rate, the additional compensation we would receive goes to you (not to us)- we guarantee this in writing. We are not motivated by giving you a higher rate nor costs because we are getting paid a set amount. Our clients see this reflected in our low rates and costs. We work with most of the lenders who do business in Utah- we do the shopping for you, find the best rates and programs, and get you the best loan for your particular situation.

read moreIf you've been browsing the housing market for a while but haven't found what you're looking for, maybe it's time to think about building a custom home with a construction loan. We make this process simple and straight-forward for you, so you can get into the home of your dreams sooner. Construction loans in Utah come with many advantages, from exceptional lending terms to low rates. Whether you need financing to construct a home from the ground up, or a Utah remodel loan for your existing home, American Loans can assist.

read moreIf you're looking to buy a home for your growing family, consider the benefits of a conventional loan. Conventional loans provide Utah homebuyers with a greater variety of options compared to other home mortgages. Besides a wider range of mortgage uses, buyers can also set up financing options that meet their short-term and long-term financing needs. Conventional loans are specific to property ownership plans. We offer rates at wholesale pricing. Our loans have no origination fees, points or junk fees.

read moreSave thousands of dollars over the course of your loan by applying for a Utah home refinance. With lower payments, you can use the money you save on more important things in life. Looking to refinance with bad credit? No worries! At American Loans, we care less about restrictions and more about helping you achieve your goals. Lower your interest rates, payments, or years you owe by refinancing and with American Loans. Refinancing is available at the lowest interest rates available with reduced or NO closing costs.

read moreWe understand that client needs will vary, so different loan programs are made available and tailored to suit your circumstances. Whether you're looking to own a new home, build it from scratch, or to refinance an existing mortgage, we will give you access to different loan programs offered by the Nation's leading mortgage lenders. As one of the premier mortgage providers in Salt Lake City, we are able to shop a lot of different local banks and lenders, rates and promotions to help you realize your goals, with exceptional rates and terms.

read moreWe promise to provide you with the most comprehensive communication and the best mortgage rates in Utah. You won't find another mortgage company in Utah that provides this level of service. We have been in the business for over 27 years. As a member of the Better Business Bureau with an A+ rating, we find the absolute best loan program for every individual situation. You won't find better rates or lower costs anywhere else. American Loans serves the entire State of Utah, with an extensive variety in loan products.

read moreWe have been in the industry and helping business owners attain their goals for 25 years. We have built connections with Utah's top money lenders, enabling us to provide different funding solutions for different needs. Moreover, our customer support will answer all of your questions and make the loan process as hassle-free and simple as possible. As a member of Better Business Bureau with a rating of A+ - the highest rating available - we guarantee you the best in rates, terms, and customer service.

read morePeople don't have low credit scores because they want to. Circumstances in life have forced many to fall behind on their payments and as a consequence, their credit scores have suffered. We have programs available for a variety of situations, including foreclosures, short sales and bankruptcy. Most will tell you that you have to wait many years to be able to buy a home or refinance. At American Loans, we have not forgotten that we're in the business of service and we look for programs that help our clients.