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Financial hardship is not an expression in your vocabulary. Upon anticipating your next couple of paydays, you carefully etch out a budget and stick to it, making sure that each of your bills are paid on time and you continue to build up savings for the future. And even in those times that you might have a little bit left over to play around with, you set limits for yourself and stick to them. However, while your smart moves have kept everything stable even in the most trying of times, life still will throw you a curve ball every now and then.