Assets America

read moreAssets America, Inc. is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, developers, and business owners nationwide. Our firm focuses on providing transactional services ranging from $10 Million to $500 Million and beyond. With greater than 35 years in the commercial real estate and financing industry, we have developed a reputation for successfully closing complex and extraordinary transactions during both favorable and difficult market conditions.

read moreIt's important to know that loan products and underwriting guidelines constrain many banks. These constraints quite often don't fit our client's sophisticated and unique requirements. Furthermore, Banks incentivize loan officers to maximize profits while pushing as much of the risk as possible onto the borrower. And, banks force borrowers through a variety of hoops and typically provide very limited assistance managing transaction workflow on commercial financing. It will become clear that the Assets America difference is best described by our private approach to supporting client objectives.

read moreIt is often said that you should refinance when mortgage rates are 2% lower than the rate you currently have on your loan. However, refinancing may be a viable option even if the interest rate difference is substantially less than 2%. A modest reduction in the loan rate can still trim your monthly payment. For example, the monthly payment (excluding taxes & insurance) would be about $6,321 on a $1,000,000 loan at 6.50%. Lowering your rate to 4.50% would change the monthly payment to approximately $5,067.