Builders Funding

read moreThank you for stopping by to visit Builders Funding Corp. For over 35 years, we have been the Builder and Developers innovative source for new home mortgage financing. Even though we have taken spe. Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preac. How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients.

read moreThank you for stopping by to visit Builders Funding Corp. For over 35 years, we have been the Builder and Developers innovative source for new home mortgage financing. Even though we have taken special care and consideration to pack this online resource with a wealth of mortgage financing and home loans information, please call us toll free 800-990-8772 at any time to discuss your unique needs and expectations. We are available 9AM-9PM PST seven days a week. Since 1985, Builders Funding Corp has been committed to being the innovative source for new home financing.

read moreBelow you will see national average mortgage rates. Please note this is for reference purposes only and is not to be considered an official rate quote.

read moreA jumbo mortgage is a mortgage with a loan amount above conventional conforming loan limits which is currently $417,000 in California. A home equity loan (sometimes abbreviated HELOC) is a type of loan in which the borrower uses the equity in their home as collateral. FHA insurance is required for any FHA mortgage, irrespective of the size of the down payment provided. How can a fully approved loan get denied for funding after the borrower has signed loan docs?

read moreSince there are so many components to the mortgage process, we have taken special care to organize the most important qualifying steps, lending frequently asked questions, home buying and mortgage processes below. We realize that that the information contained in this site is very detailed, so please feel free to call us at any time for a FREE personal consultation. What is a mortgage, and who owns my home if I have obtained a home loan to purchase my home? Whether you're new to the home buying process, or a seasoned investor, I bet you didn't realize that there are at least 20 top mortgage related terms that you may want to understand prior to speaking with a real estate agent or loan officer.

read moreInterest rates are impacted by a borrower's credit score, loan term, mortgage program and a series of market factors that are outside of our control. Unfortunately, many advertisers will tease a low interest rate in a marketing campaign for the purpose of creating interest in a specific loan program which may only fit a unique type of qualified borrower. However, by promoting a lower note rate, with a higher APR, lenders are able to control the flow of the inbound phone call or Internet lead. Understanding how interest rates work will certainly help relieve a lot of unnecessary anxiety about the home financing process.