Cal Coast Financial
Mortgage Company in Roseville, CA
I know you will find the services provided here helpful and the loan programs not only convenient, but very competitive. It's my mission to assist you cut through the clutter and noise in the mortgage marketplace, so you can speedily and efficiently find a loan that suits your objectives and fits your lifestyle. As an expert in the mortgage lending industry, I've built my reputation on delivering outstanding service to my customers. That means you can rely on me to always look out for your finest interests, and to keep you informed throughout every step of the lending process.
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Cal Coast Financial Corp
read moreWe offer several convenient and secure options to apply for a loan. We suggest using the short application unless you have been instructed by your loan consultant to fill out a full application. We will gladly take your application over the phone and assist you with any questions you may have. Call us 510-683-9850. There is no obligation. We can provide a pre-approval letter if you are approved and need one. We suggest filling out this application only if your loan consultant has instructed you to do so.
Cal Coast Financial Corp
read moreFind out if refinancing to a lower interest rate makes sense for you. Not only will this web calculator show you the new monthly payment and net interest savings, but it will also show you how many months it will take to offset the closing costs you will pay.
Cal Coast Financial Corp
read moreThis is a simple calculator that shows you the principal balance of your loan over its entire term. You will be able to see what portion of your monthly payment amount is paying for the interest and which is paying down your balance. Over time, the interest amount goes down and the principal amount goes up.
Cal Coast Financial Corp
read moreUse this calculator to see how much money you can save on your mortgage by making payments every 2 weeks instead of every month. You can also shorten the term of the loan by using this process. We have put together many calculators and tools to help you make sense of the numbers. They are all easy and fun to use. See the principal balance change as payments are made. This will show you how much you will owe on your house in "X" amount of years. Also, see how much of your payment is being applied to the principal and how much is being applied to the interest.
Cal Coast Financial Corp
read moreChanging the terms of your loan can benefit you and maximize your monthly income. A lower monthly mortgage payment can help free-up money so you can save, invest or use for other expenses. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month. Use our easy Rate Quote on the right, to see rates with closing costs and check if refinancing can save you money. You can also fill out our short application to see what rate you qualify for.
Cal Coast Financial Corp
read moreAn FHA (Federal Housing Administration) loan is a loan insured against default by the FHA. In other words, the FHA guarantees that a lender won't have to write off a loan if the borrower defaults - the FHA will pay. FHA loans are not for everybody. Nevertheless, they are a great help to some borrowers. FHA loans allow people to buy a home with a down payment as small as 3.5%. Other loans might not allow such a low down payment. I wanted to let you know how impressed I was with the job everyone did at your company.
Cal Coast Financial Corp
read moreYes, the different types of loan programs being offered are changing every day. We find the best loan scenario for all our clients. Unlike big banks that are restricted to using loan programs and rates being offered at that time by the bank, we have access to many lenders. What we do is find the lender that best fits your needs. Call us today and let us show you what we can do for you. With a fixed rate mortgage, the interest rate and the amount you pay each month remain the same over the entire mortgage term, traditionally 15, 20 or 30 years.
Cal Coast Financial Corp
read morePurchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout this site you will find information that will help you with the purchase of your new home. Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month. A common myth is that monthly mortgage payments are more expensive than rent.
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