Chapman Joe Ofc

read moreCommercial Business Insurance program is essential to a good business plan. Coverage, service and pricing are all critical components of the overall value of a Commercial Business Insurance program, To us business is about relationships. We take the time to get to know our customers and build a solid foundation from the beginning so that we can properly address all their commercial insurance needs. We offer a wide range of Commerical Business Insurance Products to suit your business needs. No matter the size of your business, we can find the right coverage for you.

read moreWe Insure a Large Number of Motorcycle and Motor homes Clients. Motorcycling is riding a motorcycle. For most people in the world, motorcycling is the only affordable form of individual motorized transportation, and small displacement motorcycles are the most common motor vehicle in the most populous countries of the world, including India, China and Indonesia. In the developed world, motorcycling goes beyond being just a mode of motor transportation or sport. It is also leisure activity and numerous subcultures and lifestyles have evolved around the use of motorcycles.

read moreManufactured Home Insurance, if you own or are in the market for a manufactured home, you might wonder how your Manufactured home insurance compares to a traditional homeowners policy. We'll shed some light on the key risks specific to such homes and how they might affect your mobile home insurance coverage. What is a manufactured home, anyway? If the term is unfamiliar, it's essentially another way to describe a mobile home. According to the U.S. Department of Housing and Urban Development, the official definition of a manufactured home is a house that is built in an assembly plant - in compliance with strict design and safety codes - and transported on a portable chassis to its ultimate destination.

read moreManufactured homes, also known as mobile homes, are dwellings built in pieces then assembled in another location. Unlike Motor Homes, mobile homes do not have an engine and cannot be driven. They also do not sit on a foundation, which differentiates them from traditional homes and is the reason mobile homes have their own specific insurance policy. Below we'll will explain what mobile home insurance covers and how to shop for the best policy to suit your needs. Everyone who owns a mobile home needs to consider purchasing an insurance policy to cover it, especially if they cannot afford to replace it out-of-pocket.

read moreGet auto insurance quotes from several insurance companies and compare prices. It takes only a few minutes online, and it could save you a bundle. A 2015 NerdWallet analysis of car insurance quotes nationwide found that drivers could save an average of $859 a year by shopping around for the best rates. Remember, though, discounts don't tell the whole story. A company that touts big discounts might have a high starting price, which means it will still charge more than a company with low overall prices.

read moreDo not expect an insurance agent to automatically give you the best rate on a home insurance policy. Insurance agents often receive a percentage of the yearly premium, giving them an incentive to sell you as expensive a policy as possible. However, if you do not renew your policy, they lose a commission, so they will be willing to strike a bargain to sustain a long term relationship with you. Make sure you do your homework before you meet with your agent to discuss a policy. Check your state government website because every state has an insurance department responsible for monitoring the insurance companies.

read moreThe basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else's car or property, injures someone or both. But to make the best decisions about purchasing other types of auto insurance coverage you might need, you'll want to understand what's covered, what's not covered and what's optional. In addition to understanding types of coverage, you'll also want to consider coverage amounts.