Community 1st Credit Union
Credit Union in Cedar Rapids, IA
With your initial deposit of at least $5 to a Share Savings account, you become a member of the Community first Credit Union financial cooperative. As a member, you are an owner of the credit union and are eligible to use a huge range of services. We provide a comprehensive menu of savings products varying from a regular savings account to Certificates of Deposit with rates and terms to assist you gain more on your savings. We provide Club accounts for your convenience or you can name an account, Education, Taxes etc. To suit your particular requirements.
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Community 1st Credit Union
read moreCalling all 1st-time home buyers! We're offering assistance. Right now, you may qualify for up to $5,000 toward your down payment!*. C1st will do all we can to make your mortgage buying experience positive, personal and exactly what you need it to be. In addition, there are many perks to using C1st for your mortgage needs! C1st will be awarding $44,000 in scholarships to area members who wish to continue their education in college or vocational school in 2021. Applications are now open, for both high school seniors, and continuing education students.
About Us
read moreWhether you want to pay down balances faster, maximize cashback, earn rewards, or begin building your credit history, we have the ideal card for you!
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read moreWith the C1st Mobile App, you can deposit checks from anywhere, at any time from your camera-enabled mobile device. Simply log in to the mobile app, select deposits, choose the account for deposit, take pictures - and you're done. Best of all, it's free! If you're tired of digging through your mail looking for the important stuff, then paperless statements are perfect for you! Sign up for eStatements and access your statements in Digital Banking. Use your C1st debit card with a supported device to make purchases easy.
Personal Checking Account
read moreYour C1st debit card is secured with chip technology, and can also be used with supported mobile devices to pay at over one million U.S. merchant locations that accept mobile payments. Want to open a personal checking account or apply for a loan, but don't have time to stop by the branch? Get the process started online and one of our friendly representatives will contact you to complete the application process! C1st Rewards CheckingEarn interest or get cash back! It's easy to qualify. Just do the things you already do.
We are C1st
read moreAs a not-for-profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates - ensuring that all of our members get the best value for their membership. At C1st, we build customized financial solutions, so you can enjoy the life you want. Our staff will also make it comfortable for you to have a conversation about what's important. Join UsLearn more about our membership program and experience the C1st difference yourself. For questions or concerns, don't hesitate to reach out to us today.
Credit Union Loans
read moreWhen you set up Auto-Payments, you get the best rate offered on consumer loans. Best of all, there is never a pre-payment penalty if you choose to pay your loan off early. Just choose the month of the payment you'd like to skip (any month of the year) for any qualifying loan. To make a one-time payment from another financial institution or credit card*, visit our Online Payment Center. There is an $8 convenience fee to use this service. This service is currently not available to pay a C1st Mortgage or C1st Credit Card.
Personal Banking
read moreCheckingCommunity 1st Credit Union offers a range of checking accounts to fit your individual financial needs. SavingsNo matter where you are going, we have a Savings Account to help you get there. LoansNo matter how big or small, C1st can help! Credit Card ServicesLow interest rates, reward programs, and the ability to manage your account online. Online ServicesBank when you want, where you want with C1st! Investment ServicesStart planning for retirement today and put your money to work for you.
Savings Account
read moreSave throughout the year for the holiday season. Deposit anytime or set up automatic deposit. On October 1st each year, we'll return your yearly savings along with the dividends - just in time for the holiday shopping season.
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