Consumer Credit Counseling Service
Credit & Debt Services in Rochester, NY

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About Us
read moreA debt consolidation loan is a personal loan offered by banks and financial institutions. It allows the borrower to move several loans from different lenders into one installment loan at a single financial institution. Installment loans have fixed payback periods and fixed payment amounts. Interest accrues at a fixed annual percentage rate (APR). Once the debt consolidation loan is active, the original debts are paid in full and the new installment loan takes their place. Our programs do not include debt consolidation loans or require up-front fees for debt settlement services.
Our Mission
read moreWe are a not-for-profit organization focused on the financial wellness of families and individuals. Our certified professionals provide confidential counseling, educational services and other solutions enabling our clients to achieve financial peace of mind. Our vision is to be the most trusted resource for financial literacy education, products and services that enable individuals and the communities we serve to achieve their financial goals. The agency and its representatives strictly adhere to our high standard of values.