Craig D Robins Esq

read moreOur success is based largely on the quality relationships we build and maintain with our clients. Clients are treated with our core values of honesty, integrity, compassion and respect during this very difficult time in their lives. We will communicate with you throughout the bankruptcy process AND after, so that any questions or concerns you have will be answered. We use electronic filing and cost-effective methods to provide quality legal representation at reasonable costs so that we are affordable to most everyone.

read moreCraig D. Robins, Esq. is a trusted and experienced bankruptcy attorney for personal, consumer, and small business on Long Island and in New York who will solve your debt problems. Financial stress can have a huge impact on your life, your relationships and your overall well-being. If you are considering bankruptcy, you want the advice of a bankruptcy lawyer who is very experienced in this specialized field of law. If you have serious debt problems, you owe it to yourself to contact us today to schedule a free, no-obligation bankruptcy consultation.

read moreChapter 13 bankruptcy involves a payment plan in which you repay some or all of your debt over a period of several years. You would consider this option if you are in foreclosure. Chapter 13 stops foreclosure and enables you to pay the mortgage arrears back over a period of time, usually without any interest at all. You would also consider Chapter 13 if you have assets that you want to keep which are not totally protected by one of the exemption statutes in a Chapter 7 proceeding. Under Chapter 13, debtors propose a payment plan to make installments to creditors over three to five years.

read moreThis is one of the most frequently asked questions that our consumer bankruptcy clients ask us. This led Craig D. Robins, Esq. to write a column for the Suffolk Lawyer newspaper about life after bankruptcy. Many people believe that for ten years, a bankruptcy filing will make it more difficult to qualify for a credit card, get a car loan, or buy a house. However, that is a myth perpetuated by credit card companies and bill collectors. A bankruptcy filing is often the first step in repairing a bad credit score.

read moreAre you facing more debt than you can handle? You may be in serious financial trouble. If you cannot afford to make minimum payments on your credit cards and your interest rates are too high, you may be able to seek debt relief. Often bankruptcy is the best option, but sometimes it isn't. Debt negotiation may be an option that you can explore - allowing you to avoid bankruptcy. As a New York debt negotiation law firm, we may be able to get a settlement for you to pay 50 cents on the dollar, or even less!

read moreOur practice is limited to helping people with New York Bankruptcy Law. We are a federally-recognized Debt Relief Agency and law firm that helps people file for bankruptcy relief under the Bankruptcy Code. The information contained on this site is intended to educate members of the public generally and is not intended to provide solutions to individual problems. The use or reliance of information contained on this web site does not constitute the establishment of a lawyer-client relationship. Readers are cautioned not to attempt to solve individual problems on the basis on information contained herein, and are strongly advised to seek competent legal counsel before relying on information on this site.

read moreThose who need credit help most about filing bankruptcy on Long Island are often unaware of how much bankruptcy can help. There is a lot of bankruptcy information that credit card companies don't want you to know. Here is a list of a dozen bankruptcy secrets that you should know. Many people are under the mistaken belief that when the bankruptcy laws were changed in 2005, bankruptcy for consumers was eliminated. That is a misconception. Bankruptcy is still available. We have helped hundreds of consumers on Long Island eliminate debts under the new bankruptcy laws.