Credit Department
Personal Finance Company in Saint Paul, MN

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About Us
read moreAfter working in the credit department for a multinational F-50 conglomerate for 13 years, Pam Krank saw an opportunity to provide collection and credit management outsourcing solutions to commerical businesses. She founded The Credit Department in 1993. With a knack for assigning processes to chaos, she can sort through what isn't working and determine what needs to be applied for effective credit risk management. She designs a risk management process for each client, which is facilitated by TCD software and allows TCD to understand - in real time - a client's asset and risk.
Trade Accounts Receivable Services
read moreA risk assessment is conducted to objectively determine and recommend where credit can be used for financial gain, along with identifying where improvements to collections can be made by using proven and successful processes. Leverage the proprietary TCD SMART platform. Our solution integrates with your credit department, allowing for comprehensive management of your trade receivables. Learn more about SMART. Have automation but need to improve performance? We can integrate with most industry platforms, allowing you to leverage any or all TCD services worldwide.