Dewitt Insurance Services

read moreOur clients have been choosing our agency to insure their cars and other vehicles because of our competitive prices and personal customer service, but our policies offer so much more. Our auto insurance policy protects you against financial loss if you have a car accident. General types of auto insurance coverage include property, liability, medical, uninsured and underinsured motorists, comprehensive and collision coverage. Let Dewitt Insurance Services, Inc help you choose a policy that will fit your individual needs.

read moreIf you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home. You may, however, need more insurance to cover your personal items, liability or fees that may be charged to you regarding shared areas of the building like the lobby. To adequately insure your apartment, it is important to know which structural parts of your home are covered by the condo/co-op association and which are not. You can do this by reading your association's bylaws and/or proprietary lease.

read moreAn SR-22 is a certificate from a state licensed insurance company, an eligible surplus lines insurer, or a risk retention group. The insurer certifies on the SR-22 that you have purchased liability insurance that meets the minimum required limits of coverage for that state, and files the certificate with appropriate state Agency. An SR-22 is proof of "future responsibility" and is posted to your driving record. Most state laws requires you to keep an SR-22 in effect for 3 years from the ending date of a suspension requiring an SR-22 or for 3 years and 33 days from the date of a driving uninsured conviction.

read moreThe first step to learning about life insurance, is understanding it's necessity and importance. Life insurance is essential for a number of different reasons. It is a financial instrument that allows you to protect your family and loved ones when you're gone. There are two major types of life insurance-term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, and universal life. In 2003, about 6.4 million individual life insurance policies bought were term and about 7.1 million were whole life.

read moreWhile cruising the water in your boat, the last thing you want to worry about is insurance. Contact us and let us take care of you. Then go back to fishing, sunbathing, or just relaxing on those cool, clear waters. We have a policy for most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats. Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy.

read moreDid you know most property insurance doesn't cover flooding? The federal government runs the National Flood Insurance Program (NFIP), which issues flood insurance policies. Even if you have homeowners, renters, condo, landlord, mobile home or business insurance, you may need to purchase a separate flood insurance policy to be protected from flood damage. Get a flood insurance quote from our agency today! Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through our agency-even if you don't have an existing property policy with us.