E Francisco Law Offices

Law Firm in Oceanside, CA
Law Firm in Oceanside, CA We're a staff of lawyers specializing in debt reduction and negotiation, providing our services to homeowners searching for alternatives to forclosure, or bankruptcy. Our company realizes the need for competent analysis within the industry, and with over three decades of expertise, our customers can rest confident that only experienced analysts are negotiating on their behalf. The Debt Reduction Law Center supplies information and resources on debt settlement, debt negotiation, loan modification, bankruptcy, and foreclosure. Find out how the loan modification process works, or what your debt negotiation options are.

Contact Details

Address
2103 South El Camino Real, # 202
Oceanside, CA
92054
Phone
Driving Directions

From Website

About Us
read moreThe Debt Reduction Law Center has been providing debt elimination, negotiation, and settlement services for over 30 years under the direction of Emilio Francisco of the Law Offices of E. Francisco & Associates. With our team of reputable lawyers and highly-skilled debt analysts, we have forged unique and lasting relationships with several major creditors and mortgage companies. These relationships help our debt negotiation specialists work on your outstanding loans to find the best solution to your mortgage crisis.
Emilio Francisco & Associates
read moreDebt Negotiation or Debt Settlement Programs work best on unsecured debt - loans that do not have any collateral attached to them - such as credit cards and medical bills. The attorneys from our firm only handle negotiations related to debt so you can be sure that you get highly-experienced professionals working on your case.
Emilio Francisco & Associates
read moreYour creditors have the right to file a lawsuit to force a settlement in order to recover their money. Legal representation is specifically important for this reason. Get in touch with our lawyers now and know what options are available for you. Our services are designed for people experiencing financial distress who are looking for ways to regain stability. The Debt Reduction Law Center NEVER advocates that any person default on their debts. This program is not designed to negotiate debts for people who have reasonable means to pay off their debts.
Emilio Francisco & Associates
read moreMy account is being handled very professionally. The negotiator assigned to my case is very capable and successful in working with my long list of creditors. Her success is due to her relentless follow up and ability to convince my creditors. I feel your fee is worth every penny and I am very happy to have found you through a piece of luck. Your firm could handle even more people like me. I am sure there are many thousands who need a reputable firm. I would like to take this opportunity to commend your staff for all their assistance in negotiating settlement of my credit card affairs.
Emilio Francisco & Associates
read moreThe California-based Debt Reduction Law Center (DRLC) has recently launched their improved website as part of their campaign to help American consumers become more aware and better informed of their financial options. The Debt Reduction Law Center knows what it's like to be always on the go - this is why you can now reach us through two of the biggest social networking sites in the world!
Emilio Francisco & Associates
read moreCredit Record and Credit Score are two of the most common concepts you'll encounter while managing your debts. Used as the primary basis of your creditworthiness, these two things can greatly affect your finances and help you acquire more favorable settlement terms. Browse the following topics to find out what you can do to keep your score as positive as possible. Your credit report is a driving factor and a main contributor to your credit score. Banks and lenders submit information to the three main credit-reporting agencies about the status of your payments, your outstanding balances, and your inquiries.
Emilio Francisco & Associates
read moreBankruptcy is the absolute last resort in the process of saving your home. Under certain circumstances however, it may be the only viable solution for some clients. After a thorough analysis of your case it shows that financial resolution is not a feasible solution, we may recommend bankruptcy as an alternative to get you and your home maximum protection. The bankruptcy process allows consumers to have their qualifying debt forgiven in federal court. The law protects homeowners when they do not have the ability to meet their creditors' repayment demands.
Emilio Francisco & Associates
read moreForeclosure is the legal process in which a lender, or other lien holder, obtains a court-ordered termination of a mortgagor's equitable right to redeem his property upon full payment of the outstanding balance. Normally, a mortgagee acquires a security interest from a debtor who guarantees an asset to secure the loan. If the debtor's loan defaults and the lender attempts to repossess the property, courts of equity can grant the right of redemption to the borrower, provided that the existing debt will be paid in full along with the penalties.
  • Get free estimates
  • No obligation, no pressure
  • Save time and money
Get Free Quotes