Excel Financial Grou
Mortgage Company in Fort Collins, CO
Isn't it great how you can go to a car dealership, test drive a few cars, pick out the one you want, and drive it home that same day? You can't do that with a new house. You need someone on your side when you are buying a home. Who makes sure you aren't doing paperwork you do not have to do. Who speeds up several of the steps you can't avoid. You need a blocker, clearing the way of obstacles as you head toward your aim. That is where we come in! Welcome to our website, where you will find out how we make the process of qualifying.
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About Us
read moreExcel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Looking to purchase what you thought was an unattainable dream home? Want to refinance an existing loan? Need cash right away and considering consolidating your debt? Let our seasoned experts find the right mortgage or loan program here in one of our many Colorado locations, at the lowest rates possible. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.
Greeley Mortgage Brokers
read moreExcel Financial Group, LLC is a Colorado-based corporation specializing in mortgage refinancing, debt consolidation, home mortgages, and lending. Additionally, Excel Financial Group offers the following types of loans: VA, jumbo, conforming, conventional, adjustable rate mortgages, reverse mortgages, state and local housing programs, FHA loans, and fixed rate mortgages. The company has three office locations, including Fort Collins, Westminster, and Greeley, and serves clients statewide. Excel Financial Group offers low rates and fees plus a highly experienced, knowledgeable, and trustworthy team of financial experts who are equipped in finding the most feasible, strategic solutions to lending.
Colorado FHA Loans
read moreInsured by the United States Federal Housing Administration, FHA loans are the most popular of government-backed loans. Keep in mind that the FHA does not lend money. Rather, it insures mortgages. This means that even though minimum down payments are relatively low, you will need to pay mortgage insurance. Every FHA home loan in Colorado has two insurance premiums: (1) a premium of 1.75% of the loan amount, paid up front at closing; and (2) an annual premium between 0.45% to 0.85%. Refinancing is the only way to avoid having to pay these premiums.
Colorado Mortgage Calculator
read moreYou can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage. If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price. Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage. Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional.
Colorado Mortgage Rates
read moreAre you searching for the lowest possible interest on mortgage rate in the state of Colorado? Your search ends now. No matter your needs or circumstances, Excel Financial Group will help you find the best low interest mortgage possible. The single largest purchase most people ever make is when they buy their home. More often than not, a long-term, substantial loan will be a part of making that purchase. Committing to a home loan can be daunting - But you don't have to go through it alone. Our mortgage professionals will take time to discuss your needs, financial circumstances, and the different options you have, and get you pre-qualified for a loan for your Colorado home at a mortgage rate that's right for you.
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