Finlay
Real Estate Appraisal in Montgomery, AL
A home purchase is the biggest, single investment most people will ever make. Whether it is a primary residence, a 2nd vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off. Most of the people involved are very familiar. The Realtor is the most common face of the transaction. The mortgage firm supplies the financial capital necessary to fund the transaction. The title firm ensures that all kinds of the transaction are completed and that a clear title passes from the seller to the buyer.
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read moreIt doesn't matter what type of property you need valued. Our ongoing analysis of local real estate trends and hours of study as licensed appraisers make us qualified to provide home valuations in Montgomery County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
Assessment appeal services
read moreMost localities determine your property tax burden based on an ad valorem assessment of the property's value. Sometimes, as a property owner, you get an unwanted surprise in the mail telling you your taxes are going up, and sometimes it may seem as though your assessment is too high. Often, matters like this can be resolved with a phone call. However, if after discussing your assessment with your local taxing authority you still feel as though your property was overvalued, a professional, independent, third-party appraiser is often your best bet in proving your case.
Pre-listing appraisal services
read moreIf you're working with a real estate agent to list your property, more than likelythey'll provide you with a Comparative Market Analysis (CMA) that lists selected sales in your area as one of the first steps in determining what to set as the "Listing Price".This step is vital if you're going to maximize your profit and minimize the home's time on the market. But even if you're working with the most experienced real estate agent, it's probably in your best interest to have an "objective" third-party's opinion of value prior to signing a Listing Agreement.
Appraisal services for REO properties
read moreHomes in foreclosure and homes that have reverted to your institution's ownership present special appraisal challenges. For a property in foreclosure, you may need to know the difference between fair market value and "quick disposition" value, to know your potential charge-off liability. At Finlay & Company (334)395-8185, we have experience in both providing snapshots of fair market value for our mortgage lending and servicing clients as well as "quick sale" forecasts that understand your timeline.
Appraisal services for homeowners
read moreHomeowners need appraisals or appraisal reviews for a variety of reasons, including a mortgage refinance, home equity loans, Pre-listing services, and PMI removal. When you order an appraisal or review from us, you can rest assured that you will get the best in professional service, courtesy, and quality. Be sure that you request us if your lender asks you for YOUR choice of appraisal firms. More than likely we are already on their "approved list", and if not we will quickly provide your lender with the necessary documentation to become approved.
Appraiser expert witness testimony
read moreWe offer a full range of Real Estate Appraisal services, with experience in many types of property. We are also experienced in litigation support and expert witness services. Clients who have used our expert testimony services include government agencies, tax entities, financial institutions, legal and accounting firms and many other businesses. In many cases, our independent, supportable analysis has allowed clients to settle cases without going to court. An appraiser must remain unbiased in performing an appraisal of a property.
Appraisal for Estate purposes
read moreSettling an estate is an important and sometimes stressful job. As an executor you have been entrusted to carry out the wishes of the deceased as swiftly and exactly as possible. You can count on us to act quickly and with sensitivity to the feelings of everyone involved. Attorneys and Accountants rely on our values when calculating real property values for estates, divorces, or other disputes requiring a value being placed on real property. We understand their needs and are used to dealing with all parties involved.
Real estate appraisal services
read moreFinalizing a divorce involves many decisions, including "Who gets the house"? There are generally two options regarding the house - it can be sold and the proceeds divided, or one party can "buy out" the other. In either case, one or both parties should order an appraisal of the residence. Divorce appraisals require a well supported, professional appraisal that is defensible in court. When you order an appraisal from us, you are assured that you will get the best in professional service, courtesy, and the highest quality appraisal.
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