First Class Mortgage

read moreFirst Class Mortgage is more than just our company name. It's the way we do business. Whether you are buying a new home or refinancing your existing mortgage, our dedicated team takes the time to understand your financial situation. We provide first-class service, first-class knowledge and a first-class experience at the lowest interest rates. Don't be afraid, we won't bite. Making the decision to purchase a new home, a second home, or refinance your existing home isn't always easy. There's a lot to consider.

read moreWe are always striving to provide first class service our clients and referral partners. We can only do this by employing a team of exceptional individuals. First Class Mortgage is always looking for qualified, motivated mortgage professionals to join our team. Going the extra mile to provide our customers with solutions to fit their individual needs is not new to us - it's just the way we do business. It's often said that when it comes to job satisfaction, you must love the work or love the people you work with.

read moreDo you have an excellent credit rating, a steady income and some money saved up? Your mortgage consultant may recommend a conventional home loan. The most common type of mortgage program, conventional loans are not insured by the federal government but typically offer better interest rates, terms of service and lower fees than other loan options. A conventional mortgage for a first-time home buyer typically requires a good-to-excellent credit rating, a substantial down payment and reasonable amounts of monthly debt obligations.

read moreLooking to purchase a new home? Need to refinance your existing loan? You've come to the right place. First Class Mortgage will meet and exceed your needs with exceptional customer service and a vast network of lenders. We will find you the perfect loan for your unique situation. With a smooth process, low interest rates and an affordable down payment, realize your goals with First Class Mortgage!

read moreThe hard work is done - you found and bought a home. Now it has been a few years, and you are looking to upgrade your home loan by refinancing. You may be looking to cut your monthly payment down, change the length of your loan, cash out some of your home equity for a remodel or to consolidate debt. A refinance allows you to switch into a new loan that could help you achieve one or more of those goals. By comparing rates and terms from multiple lenders, First Class Mortgage can help you save thousands of dollars in interest over the life of the loan-perhaps pay off your mortgage sooner-or, reduce your monthly payment.

read moreFirst-time homebuyer with a lower credit score? Strong credit score with significant debt? Applying for an FHA loan might be your best bet! Insured by the Federal Housing Administration (FHA), FHA loans offer low interest rates, affordable down payments and reasonable closing costs. While new FHA loans entail mortgage insurance throughout the loan's lifetime, they can provide flexible credit qualifying standards for those purchasing principal residences. With a high debt-to-income ratio, the FHA gives home buyers the added option of qualifying for larger loans in the future.