Groce & Dearmon

read moreShari K. (Groce) DeArmon has provided legal aid in Springfield for almost 30 years. Specializing in filing Chapter 7 and Chapter 13 Bankruptcy cases in the Southwestern and Southern Divisions of Missouri for 18 years. Contact Groce & DeArmon, P.C. today so you can wipe the slate clean and get off to a fresh start.

read moreLegal expenses can be a significant obstacle for those seeking advice from a lawyer or an attorney. Knowing that just to get some advice could come with a hefty price tag will turn away those with less readily available funds. Groce & DeArmon, P.C.'s legal team understands that everyone deserves the benefit of knowing what legal aid options are available to them, so they can plan how they want to move forward. This is why we provide a free initial consultation. A free consultation will let you discuss with a professional what your options are, whatever your case may be.

read moreWhat happens when you owe money to a hospital for lifesaving medical care that you or a loved one needed? Hospitals aren't cheap, and medical bills may leave you with crushing debt. Unpaid medical bills may contribute to someone filing for bankruptcy protection, even for people who have health insurance. Today's blog from Groce & DeArmon P.C. explains medical bankruptcy facts and figures. It's a media-created term that highlights the connection between medical bills and filing for bankruptcy. The federal government makes no special differentiation between medical bills and other types of unsecured debts.

read moreFiling for Chapter 13 bankruptcy protection provides an automatic stay against your creditors. Once they receive notice you filed for bankruptcy, they must stop all collection proceedings against you, including foreclosing on your home. Then it's up to you and the court to come up with a repayment plan under Chapter 13. The bankruptcy attorneys at Groce & DeArmon, P.C., explain how you can afford your home mortgage under bankruptcy protection. One way to afford to make your mortgage payments in a Chapter 13 bankruptcy protection payment plan is to ask the court to reduce the debt loads based on collateral.

read moreThe Trustee will review all the property and debts of the debtor to see what property can be kept and what needs to be sold, and what debts can be included in the bankruptcy. Individuals may be allowed to keep some exempt property. Other assets may be sold by the Trustee to repay creditors, or may work with creditors if the debtor chooses to continue payments or pay a settlement amount agreed to by the creditor and debtor. Groce & DeArmon, P.C. can advise you of what the Court will allow you to keep or need to be sold to repay debts.

read moreChapter 7 bankruptcy offers debt relief for Americans every year. It's a legal way to discharge your debts, whether you have mounting medical bills, credit card debt, or you're unemployed and can't pay your mortgage. In today's blog, Groce & DeArmon, P.C., explains what a statement of intention is and why you need one for Chapter 7 bankruptcy. A statement of intention for Chapter 7 bankruptcy is a required form for all filers, whether you file as a single person or you're married and file jointly.