HB Resources Insurance Services

read moreHB Resources Insurance Services HB Resources Insurance Services was established in 1996 by Hazel Bright as an independent brokerage firm. In May2018, Denise Caldwell took over the day to day operations as President and CEO. We do not work for an insurance company, we work for our clients. We provide the services and tools to ensure our clients and their employees receive the most value from their benefit programs.

read moreHealth care expenses are often unexpected. With health insurance, you don't have to leave your personal health to chance. Without insurance, the cost of one single illness or injury could be devastating. With the right health insurance plan, you can ensure you, your family, and your finances are safely protected. You can choose the health insurance solution that fits your individual budget and healthcare needs. Health insurance is there to help you with healthcare costs, such as emergency situations, doctor visits, and prescription drugs.

read moreWhen you want to protect your business from the all-too-common threats of third-party claims for property damage, bodily or personal injury, or medical bills, general liability insurance is the solution. No matter what your business size, scope, or specialty, general liability is the foundation of a strategic defense. The threat of a third-party claim is real, and in today's litigious society even the smallest incident can lead to a costly lawsuit. From a customer slip and fall inside your retail shop, to flooding a neighbor's yard during a routine landscaping job, or an icy doorstep outside of your office, there's no telling when a claim for damage or injury may arise.

read moreYou don't have to live near a lake, river, or other body of water to benefit from the protection of flood insurance. Your homeowner's insurance policy can protect you against many unexpected risks, but you may be surprised to find that flooding and many forms of water damage aren't typically covered by your homeowner's insurance. This means you could be left paying for the high-cost of repairs if your home and belongings are damaged by heavy rains, rising rivers, or many other causes of water damage.

read moreWhat's driving your business forward? Each and everyday, business owners face the risks of the road as they push their companies forward. And they protect their business assets with the right commercial auto coverage to safeguard the vehicles, and drivers, that support their efforts. Commercial auto insurance is designed to meet a wide variety of business needs, providing effective solutions to the threats of the road. Accidents happen every minute of every day, and your business has far more at stake if your autos or employees are at fault in a collision.

read moreYour RV takes you places. You didn't just invest in a recreational vehicle, you invested in adventures, relaxation, fun and memories made with friends and loved ones. RV insurance protects your investment, so you can spend more time planning your next great escape, and less time worrying about the "what-ifs" along the way. Your RV is more than just an automobile, which is why your personal auto policy most likely won't provide the coverage you need to protect a vehicle that doubles as a "home away from home."

read moreThe best way to grow your business is to protect your assets from unexpected incidents, accidents, and lawsuits. When you have the right business insurance coverage in place, you can rest easy knowing that your hard-earned assets can stay where you need them to be. Your business is unique, so your insurance solutions should be custom-tailored to your exact needs. Whether you operate a home-based operation or as an independent contractor, have a local retail operation in the heart of your town, a professional office space providing services for your community, or a warehouse shipping goods across the globe, the right insurance coverage can protect you from the specific risks your business is most likely to face.

read moreEveryone has something that matters. Personal insurance allows you to hold tightly to what matters most to you, and to let go of worry and "what-ifs." We offer affordable insurance solutions to give you peace-of-mind that your family, home, autos, and most valuable personal possessions are in good hands if the unexpected threatens the things that matter to you. Discover the ways auto insurance can protect your autos, and the drivers and passengers you care about. Learn about your coverage options.