Health & Life Insurance Pros
Insurance Company in Omaha, NE
Health & Life Insurance Pros is an Omaha-based, independent insurance agency serving clients throughout Nebraska. We provide guidance for people seeking health coverage as well as related insurance solutions, including Private and Marketplace Health Plans, Medicare Advantage, Medicare Supplements, Prescription Drug Plans, Dental and Vision insurance, Life Insurance, Hospital Indemnity, Medicaid Spend-down, and Short-Term Plans. Our services are available to individuals, families, self-employed workers, and small businesses. With more than 16 years of experience helping clients find appropriate coverage, we focus on making comparisons easier and providing information that clients can understand. We review plans from leading carriers and offer consultations at no cost, with no obligation or pressure.From the first conversation through enrollment and afterward, our licensed agents provide personalized support. We help clients understand plan benefits, deductibles, provider networks, prescription coverage, and out-of-pocket costs before they make a decision. We remain available to provide ongoing assistance after enrollment.
Areas Served
- Proudly Serving Omaha, NE & All of Nebraska
Business Details
- Licensed
- Year established: 2008
Highlights & Specialties
- Serving Omaha and all Nebraska communities with care
- Compare multiple health insurance carriers and coverage options
- Personalized guidance tailored to your health needs
- Free consultations with licensed insurance professionals
- Support from plan comparison through ongoing enrollment assistance
- Ongoing local support after your coverage begins
Social Profiles
Contact Details
Products & Services
ACA Marketplace Plans
read moreWe assist with Affordable Care Act Marketplace coverage by presenting health insurance choices from reputable providers. Clients can compare plans designed for different budgets and healthcare needs, including options with lower premiums or reduced out-of-pocket expenses. Our team also provides guidance regarding subsidies, essential health benefits, Open Enrollment, and qualifying Special Enrollment circumstances.Private & Short-Term Plans
read moreWe assist clients seeking temporary health insurance by reviewing short-term plans available for their individual circumstances. Our licensed agents provide guidance throughout the selection process and help identify coverage appropriate for transitional needs. Short-term insurance can provide timely, cost-effective protection during coverage gaps, but it is limited in duration and may have restrictions affecting benefits, renewal, and eligibility.Hospital Indemnity Insurance
read moreWe make hospital indemnity insurance available for planned and unplanned hospital stays, offering a flexible form of medical indemnity. Cash benefits can help with deductibles, prescription costs, and other non-covered expenses connected with hospitalization and related services. The plans require no deductibles for benefits, allow flexible use of benefits, and may include family coverage.Medicare Plans
read moreWe help clients navigate Medicare Advantage and Medicare Supplement options in Nebraska. Our team explains Medicare coverage, including Parts A and B, while helping you understand Part C, Part D, and Medigap plans. We take time to address your individual needs, guide you through available health plans, and handle the necessary paperwork.Dental & Vision Plans
read moreWe provide access to a wide range of dental and vision plans from reputable companies. Our licensed insurance professionals help individuals, families, and small businesses compare coverage, costs, benefits, and limitations. Options may include preventive care, dental services, eye exams, glasses, lenses, and contacts. We provide personalized guidance throughout the selection process.Supplemental Insurance
read moreOur licensed insurance professionals help you compare supplemental coverage intended to provide extra financial protection when covered illnesses or accidents occur. We review options involving cancer, heart attack, stroke, and accidental injuries while explaining applicable policy terms. Some plans provide benefits directly to you. We also offer personalized guidance to help identify coverage suited to your needs and budget.Life Insurance
read moreWe offer life insurance solutions that can help provide financial protection for loved ones after your death. Our available plans include term coverage for a specified period, permanent whole life protection, and final expense insurance for end-of-life costs. With licensed professional assistance, you can compare coverage options according to your needs and budget.Reviews Write a Review
Russ Root
Aug 19, 2026
Jose is very knowledgeable & was diligent in helping me! Awesome to work with!
Kelly C.
Feb 05, 2026
I can't recommend Jose highly enough! When I reached out for help navigating Medicare and supplemental insurance options for my elderly parents, I was impressed by the level of care and attention he provided. He took the time to explain all the options in simple, easy-to-understand terms, ensuring we fully understood each plan without any pressure to make a purchase.
What really stood out, though, was Jose's honesty and integrity. Instead of trying to sell us something new or push unnecessary plans, his advice was refreshingly straightforward: "Stick with what you already have." He carefully reviewed our current coverage and determined that it was the best fit for our needs. This level of transparency and customer-first approach is rare, and I truly appreciated it.
Jose made sure we felt informed and confident in our choices.
If you're looking for an insurance agent who is knowledgeable, patient, and truly puts your best interests first, I highly recommend Jose. He’s the kind of professional you can trust to guide you without any ulterior motives—something that's invaluable, especially when it comes to something as important as healthcare.
What really stood out, though, was Jose's honesty and integrity. Instead of trying to sell us something new or push unnecessary plans, his advice was refreshingly straightforward: "Stick with what you already have." He carefully reviewed our current coverage and determined that it was the best fit for our needs. This level of transparency and customer-first approach is rare, and I truly appreciated it.
Jose made sure we felt informed and confident in our choices.
If you're looking for an insurance agent who is knowledgeable, patient, and truly puts your best interests first, I highly recommend Jose. He’s the kind of professional you can trust to guide you without any ulterior motives—something that's invaluable, especially when it comes to something as important as healthcare.
Fanny Janeth Garcia
Nov 29, 2025
José Ortez was great he answered all my questions. Very professional and helpful! I Highly recommend Jose guys awesome!
Kayla Middleswart
Sep 05, 2025
Jose has been the greatest blessing. He has helped me from the moment we found out we needed insurance and is still helping me today. He has answers for all the questions. He gives input on options. I'm not 100% sure how I found him, but I'll definitely be keeping him as my insurance man!!
Thomas Weiner
Jul 28, 2025
I’ve been working with Jose for three years and he’s been nothing but professional and has become a valued support for my health needs. Wouldn’t want to work with anyone else. Thank for everything you’ve done for me and my family Jose
Mark Cade
Jun 11, 2025
And outstanding experience! So incredibly helpful and very knowledgeable. He is great at what he does.
Jen L.
Jul 22, 2024
I had an exceptional experience working with Jose as my independent insurance producer. He found me affordable insurance that perfectly catered to my medical needs in a very short period of time. Jose's promptness in returning phone calls and adjusting changes to my insurance in a timely manner truly set him apart. His dedication and efficiency made the entire process seamless and stress-free. I highly recommend Jose to anyone in need of reliable and personalized insurance services.
Petra Busey
May 16, 2024
Very happy working with Jose to obtain health insurance. He's very professional and knowledgeable. I'm very busy and don't always have time to get to these important decisions. But, Jose made the whole process fast and easy. He deserves more than 5 stars. Thank you, God Bless
Pam Douglass
May 13, 2024
Jose was very helpful and very pleasant to work with . He found us a great policy at a great price
Jody
Mar 12, 2024
Jose was extremely helpful and informative in explaining all coverage options! He made choosing and signing up for medical coverage easy. Would highly recommend him!
Anna Palubecki
Sep 21, 2023
Jose was wonderfully patient as he explained the different options that were available to our family. He was extremely diligent, as well.
Ann Turner
Jul 07, 2023
José was very professional and attentive to what type of insurance I needed. He took his time researching available plans and even made sure that the medication I take was covered. I'm retiring soon and will be using José to help me set up what I will need when it comes to Medicare.
Kathleen Beiriger
Jun 13, 2023
Jose has been incredibly helpful and responsive in navigating the Marketplace. I highly recommend him and will definitely be using him every open enrollment in the future.
Zara Banks
Sep 24, 2022
April, my representative, is an outstanding communicator who assisted me in choosing the best health insurance plan for my needs. She was calm and patient in the midst of my many questions. Thank you once again, and I will certainly refer you to my friends and family.
Summer Almond
Apr 26, 2022
Thanks guys, yeah every single person we met and worked with at your agency was just really accommodating and helpful, and my husband and I were able to get exactly what we were searching for in a short amount of time.
Julie Alvarez
Feb 14, 2022
I just wanted to express my gratitude for the excellent work you and your team did in helping me insure my family. You were extremely helpful and answered all of my questions clearly.
Key People
Jose Ortez
OWNER & PRINCIPAL HEALTH INSURANCE BROKERread moreBorn in Florida, Jose has been an independent insurance broker for 15 years. Having undergone 21 surgeries by the age of 15, Jose personally understands the value of having access to the best medical care. He currently Licensed in FL, ME, MI, NC, & NE and specializes in Medicare, Dental, Medicaid Spend-down, Hospital Indemnity, Obamacare(ACA) Plans, & Life Insurance.