Heritage Federal Credit Union

read moreWe, at HFCU, are pleased to extend an early welcome to ESB customers as new members of HFCU. Please take a look at the opt-in agreement and more information, including Frequently Asked Questions. The Heritage Federal Credit Union 56th Annual Meeting is scheduled for Thursday, April 22, 2021, at 1:00 p.m. A short business meeting will be held to discuss financial matters pertaining to 2020. With so much going on these days, we could all use help in making our lives simpler. Your HFCU Visa Credit Card can be a great tool for helping to organize your finances and keep track of where you are spending and how much.

read moreWe know we aren't the biggest, but we strive to be the best for you. Make a deposit, check your balance or get cash almost anywhere, and with no fees. With full-service ATMs at each of our locations and, more than 5,000 Alliance One Network machines, members never have to ask, "Is there an ATM near me?" Wondering what to do with overflowing coin jar? Buy a new couch and find a fortune in the old one? We have coin counters located in the lobby of the Boonville, Bell Oaks, Vogel Road, and West Evansville branches.

read moreOur Share Certificates have terms and rate options to match your goals. If you're looking for a more long-term investment with tax advantages, our Traditional and Roth IRAs are available with competitive terms. Traditional IRA - Take advantage of raised income limits on tax-deductible contributions and defer taxes on earnings until withdrawal. There are no penalties for qualified distributions for a first-time home purchase and higher-education expenses. Roth IRA - Contribute your after-tax dollars, and you may withdraw them tax and penalty free at any time.