Horizon Bank

read moreInvesting for your retirement is an important part of your overall financial plan - and we've got valuable tips to consider as you put your plan together. Here are a few key things to think about, whatever your current stage of life.

read moreWe foster a positive work environment that is solution-focused at every level of our organization, and always dedicated to community. Our advisors take pride and ownership in their work and are empowered to serve our customers and peers. We welcome you, your personal experience, and your valuable insights. Horizon is committed to providing our advisors with many opportunities for growth and success. From branch sales positions, to operational support, we offer diverse roles for all types of people.

read moreTrust Under Will and Standby Trust have been designed to guarantee that your wishes are carried out according to beneficiary needs. Through these Horizon Bank trusts, you will also be able to establish guidelines for special circumstances that may arise during the estate management process, taking full advantage of our specially trained advisors who are ready either to serve as an independent trustee or to step in when your representatives need sensible advice. A Trust Under Will ensures that a trust account is provided for within your will and created upon death, safeguarding your assets and making sure the other personal and financial goals detailed in your will are able to be carried out as you desire.

read moreAn Insurance Trust will ensure tax advantages and asset protection for your beneficiaries by transforming your life insurance benefits into a trust created upon death. Once this trust has been established, you will ensure that your life insurance benefits are transferred into the trust for distribution to beneficiaries you have selected. You will not be able to revoke this trust or change the beneficiary of the insurance policy once the trust has been established, so our Horizon Bank trust advisors will work with you to determine the best trust solution to get the most out of your life insurance benefits.

read moreA Spendthrift Trust has been created to help ensure that your wishes and desires as described in your will are maintained in the event that one of your beneficiaries has difficulty making appropriate financial decisions. Through our Spendthrift Trust, a Horizon Bank advisor can serve as an independent trustee with control over your trust assets, giving you peace of mind that distributions are made to your beneficiary at the right time for them, and not for potential creditors seeking to use your funds as payment for beneficiary debts.

read moreSpecial Needs Trust and Supplemental Needs Trust are ideal trust solutions if you wish to designate a chronically or severely disabled beneficiary. These trusts will work alongside government benefit programs, ensuring that your beneficiary is receiving the maximum support from these programs and from your trust. Investment vehicles made available through Horizon Trust & Investment Management are: Not deposits or other obligations of, or guaranteed by Horizon Bank; Not insured by the FDIC; Subject to investment risks, including possible loss of principal.