Independent Insurance Service

read moreQCFreequote.com is a service proudly provided by Independent Insurance Services, Inc. Celebrating our 40th Anniversary this year, Independent Insurance Services, Inc. is committed to offering an alternative to the traditional insurance shopping experience. The reality is that very few people know what they are buying when purchasing an insurance policy. We work with our clients based on the principal that insurance is highly confusing to most people and we focus on educating our clients prior to purchase.

read morePurchasing commercial Insurance, also known as business or industrial insurance, can be a highly confusing undertaking. Considering the limitless options and countless coverage types, it is imperative that the insured asks questions and offers full disclosure to the agent about the business. In order to be insured "correctly, " the agent must fully understand the operations of the business, property owned or leased, employee details, executive details and much more. Failing to provide such information can result in severe complications and denials in the case of a claim being filed.

read moreGenerally, covered properties are divided into four separate categories. The definitions of the property, and the extent of coverage vary by state, company and product. So it is important for the consumer to understand the definitions of the covered property. Many people make incorrect assumptions that their homeowners policy is blanket coverage that protects them from all forms of damage and natural disasters. Additional coverages may either be included in your policy, or available for a separate price.

read moreFinding the right auto insurance can seem complicated. Learning the basics can eliminate confusion and help appropriately select coverage that is right for you. LIABILITY INSURANCE - is required by law everywhere. If you cause an accident, you are legally responsible for all damages to the other parties vehicle as well as costs associated with injuries, loss of income, death, and other damages inflicted on the other party. After identifying the levels of protection you want or need, use our easy online rater to compare your costs with our competing insurance carriers.

read moreIf no one depends on you financially, you may not view life insurance as a priority. If you have people or family who rely on you, you might want to have enough insurance for your family to pay your debts, and provide some income. There are different types of life insurance: term life, permanent life, a combination of the two, and accidental death and dismemberment. Life can be confusing and complicated at times. Purchasing life insurance can be one of those times-but it doesn't need to be. Understanding the different types of life insurance can be easier than you think once you take advantage of the resources available to you.