Iowa Mortgage Solutions

read moreThe IMS Home buyer Grant Program is a mortgage credit program that can help paying a down payment or other initial costs of buying a home. This money can be can be used for closing costs, setting up escrow accounts, or making a down payment. This is an extremely valuable program for somebody with steady income but not a lot of money to put down. First-time and repeat homebuyers that have a credit score of 620 or higher are eligible. Iowa Mortgage Solutions is an authority on residential mortgages and house loans in Iowa.

read moreThere are a lot of lenders out there that finance home mortgages. This is a good thing! After all, the more lenders, the more they will compete to finance you. This means better interest rates, better down payment options, and all around better mortgage terms for homebuyers. Some personal banks can be offer competitive rates and there is some convenience to obtaining a mortgage with the bank that you already deal with on a daily basis. BUT a lot of personal banks would love to make you believe that you should go through them simply because you know them and it's safer that way.

read moreIf your debts have stacked up to the point where you feel like it's out of control, you might be looking for ways to make life a little simpler. You should consider a debt consolidation loan. The goal of debt consolidation is tax savings and lowering your monthly payments resulting in increased monthly cash flow. Get your budget under control. Use our Debt Consolidation Calculator to see how consolidating all your payments into one low monthly payment will benefit you. After you see how this can work for you, let an Iowa Mortgage Solutions loan specialist develop a consolidation loan plan to maximize your monthly savings while realizing the benefits at tax time.

read moreReverse Mortgages are becoming popular in America. The U.S. Department of Housing and Urban Development (HUD) created one of the first. HUD's Reverse Mortgage is a federally-insured private loan, and it's a safe plan that can give older Americans greater financial security. Many seniors use it to supplement social security, meet unexpected medical expenses, make home improvements, and more. You can receive free information about reverse mortgages by calling Iowa Mortgage Solutions at: 1-800-411-0698, toll-free or locally at 319-377-1988.

read moreIowa Mortgage Solutions specializes in providing FHA Mortgage loan financing to homeowners and buyers that occupy properties in the state of Iowa. An FHA Mortgage Loan is a very aggressive program for buyers and homeowners to pursue financing. The FHA is an agency of the Federal government that insures private FHA Mortgage loans that are issued for new and existing housing as well as loans approved for home repairs. Formed in 1934 by Congress, the FHA became part of the Department of Housing and Urban Development's Office of Housing (HUD) in 1965.