Joel Richardson, Austin Mortgage Lender

Mortgage Company in Austin, TX
Mortgage Company in Austin, TX Austin mortgage lender Joel Richardson will provide you with the best mortgage solution for your home loan needs. With over 20 years of financial experience, he is a top mortgage lender for renovation and custom construction projects. Joel Richardson's mortgage lender services are available in Austin, Round Rock, Georgetown, and nationwide.
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Contact Details

8310 N Capital of Texas Hwy #195
Austin, TX
Driving Directions


Lindsay Stevens
read moreI have used Joel for purchasing my past three homes and I couldn't be more pleased with his service. He was excellent and answering all of my questions, no matter how small or silly they may have seemed. He was quick to respond to me and his staff was excellent! Most importantly, his rates were extremely competitive. He even shows up to the closing! I love that! What a personal touch! Loved having someone local instead of a big company. There is no question as to which lender to use when we buy our next house!
Rob Sparks
read moreJoel's a straight shooter and he knows his business. We got the property we wanted quickly and with outstanding service. I would recommend Joel and his team to anyone. Thanks for the hard work!
Jaime Zamarripa
read moreJoel and his Team were amazing and very professional. Anytime I had a question the response time was fast even at 10 pm he would respond. I know they had other clients but it seemed like I was the only one they had and never felt like I was forgotten. The whole experience was smooth and easy. I would definitely use him again and recommend him to anyone. Keep up the good work!!!
Mel R.
read moreI worked for Joel a few years ago as his assistant and he's still the only person I refer people towards. He treats $100,000 loans with same respect and due diligence as he would a million dollar home. He's never too busy to answer any mortgage questions and explain it in a manner that you can understand without the headache I hear given from other lenders and brokers. My [neighbor's] friends are getting the run around from XYZ company and after explaining to them how well Joel worked with his clients they are now planning to go through Joel. He not only values his clients but his employees as well and shows strong moral character in both work and life. Highly recommended :)
Jay Thomas
read moreJoel and his team are top notch. I compared several lenders before choosing Joel and I was met with excellent customer service the entire time. We wanted to close as fast as possible and he made it happen. A+!
Ryan Cargill
read moreJoel was great with us. We were in the process of moving from Houston back to Austin and looking for a house was tricky. Joel made sure to stay on top of us with relevant information about loan options, interest rates, etc. Once we found the house, he was very thorough and everything went smoothly. We will use him on our next home purchase for sure.
James Gill
read moreJoel's service was literally fantastic. He was always available and eager to help. This guy is a true professional. Here is what anyone looking for a loan needs to know...
1. better rates than my own bank offered me or anyone else
2. First class service

Go with Joel. You will be glad you did.
Nick Tuttle
read moreJoel and his team are the best financing team I've ever worked with. I was new to the area and I feel so fortunate to have found a team I could trust.

We funded a week earlier than expected, they were extremely responsive, they're nice and above all, they problem solve with the best of them. Joel himself was at my signing where he fielded all kinds of specific questions. I cannot give Joel and his team a higher recommendation. Amazing service. Thank you, Joel!
Bailey H.
read moreJoel was an awesome lender for our needs. As first time home buyers, Joel walked us through every step of the way and was consistent in communication, which we really appreciated. Joel made himself available around the clock, and we felt very confident that we were being treated well by his team.
Richard O.
read moreJoel came highly recommended by our realtor. Even after we compared three others, he came out on top because of his speedy service and friendliness. Joel was super responsive in his emails and made the process go so smoothly and quickly. He consistently gave us updates on our loan and answered any questions we had no matter how big or small. We closed on our first home in 30 days (we could've had an early closing, but the sellers needed to stick to their scheduled closing date to finish packing). He even showed up at our closing to help explain our final HUD statement and future mortgage payments. We highly recommend Joel if you want to have a smooth closing and get it done as soon as possible.
Scot F.
read moreJoel with Prime Lending could not have been easier to work with. He was always very much on top of all tasks/paperwork, and responded very quickly to all questions and emails (I had a lot of them as a new homebuyer). He made this entire process very smooth sailing, and I highly recommend working with him. I was extremely pleased and very satisfied with how easy he made everything.
Hours of Operation
Monday09:00 AM÷05:00 PM
Tuesday09:00 AM÷05:00 PM
Wednesday09:00 AM÷05:00 PM
Thursday09:00 AM÷05:00 PM
Friday09:00 AM÷05:00 PM
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