John W Roper Attorney At Law

read moreWith deference to Thomas Paine, these are the times that try [people's] souls. We can usually choose beween being a creature of our circumstances or a creator of our circumstances. The one certain reality is that the most important thing in any business is their survival. It logically follows that there will be some employers and debt collectors that cut a few corners with your legal rights. The single best thing you can do to help us is to keep a diary. Make entries daily about matters that concern you and record names, times, places, evil-doers and witnesses.

read moreHarassment:Debt collectors may not harass, oppress, or abuse you or any third parties they contact. Unfair practices:Debt collectors may not engage in unfair practices when they try to collect a debt. If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel. It is important to note that it is unlawful for Creditors, Debt Collection Agencies or Third Party Debt Collectors to harass you or violate any conditions of the Fair Debt Collection Practices Act (FDCPA).

read moreThere are dozens of bad faith insurance practices that insurance policy holders are subjected to each year. Listed below are some of the more common bad faith insurance practices insurance companies use regarding property damage and injury claims. If you have been subjected to any of the following bad faith insurance practices, or other practices that you believe may be unethical, seek the legal advice and representation of experienced legal counsel. If you have been the victim of Bad Faith Insurance Practices, find out what your legal rights are by contactingThe Roper Law Firm at706.596.5353or by using ouronline case evaluation form.

read moreBusinesses are prohibited from engaging in unfair and deceptive acts and practices which may cause harm consumers, businesses and individuals. Unfair and Deceptive Practices and Act laws are very strict regarding compliance consumer protection, allowing consumers to legally seek and recover their actual damages from a business that violate the Unfair and Deceptive Practices and Act laws, in addition to having your attorneys' fees paid by the offending company. Georgia has many consumer protection laws designed to discourage unfair and deceptive business practices that cost Georgia residents millions of dollars every year.

read moreThe Truth in Lending Act (TILA) is a Federal Law that protects you against inaccurate and unfair credit billing and credit card practices. Before its enactment, consumers were faced with a bewildering array of credit terms and rates. It was difficult to compare loans because they were seldom presented in the same format. Now, all creditors must use the same credit terminology and expressions of rates. For loans covered under TILA, you have a right of rescission, which allows you three days to reconsider your decision and back out of the loan process without losing any money.

read moreWhen is comes to those who report truthful violations of a company involving fraud, the individual is commonly referred to as a "Whistleblower." Attorney, John W. Roperhas experience needed to represent individuals in 'Qui Tam' False Claims Act cases, in which clients have information that their employer or any person or company is committing or has committed fraud against the United States government. In most Whistleblower situations, the fraud or false claims are associated with fraudulent billing of government health care institutions or the Defense Department.

read moreWe proudly serve the Consumer Protection legal needs of those in Columbus Georgia, Columbus-Muscogee County Georgia, the Middle and Northern District Courts of Georgia, and Georgia's Eleventh Circuit Court of Appeals. Protect your rights by seeking the legal advice and representation of an experienced Consumer Protection attorney - lawyer. Contact The Roper Law Firm at 706.596.5353 or by using our online case evaluation form.