
It can be the unexpected loss of your job, a major medical expense for you or a loved one, the garnishment of your wages, a divorce, or the accumulation of insurmountable debt over a number of years. One event, out of your control, can lead to a financial crash that threatens everything you have worked so hard to achieve. You are not alone. These troubles are plaguing many American families. And the nation's financial crisis has only worsened this problem and limited your capability to cope with your debt.