KELLER HOME LOANS
Mortgage Company in Roseville, CA
When you decide to buy a home or refinance a mortgage, it's a huge step. You can rely on us to find the loan program that is finest for you. Buying a new home is a source of anxiety, frustration - and a large sense of accomplishment. You didn't pick the house that was finest for someone else, you picked the one that is right for you! Trust our specialists to find the mortgage loan that finest fits your requirements, too. Less paperwork and more individual attention means you enter a frustration-free zone from application to decision. Getting the best mortgage loan is like getting the keys to your new house!
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KELLER HOME LOANS
read moreAs a dedicated mortgage professional with more than 33 years of experience in mortgage lending, I know the importance of providing first-class service to my clients. I work diligently 7 days-a-week to be a trusted advisor to my clients who need home loan financing. I work for you by finding out what your needs are, and then educating you on the process to approve your loan quickly and efficiently. I strive to build a reputation of integrity and service that is second-to-none. My greatest success is your happiness in the right home, with the right mortgage to fit your unique needs.
About Us
read moreSince 1921, WaterStone Bank has served local communities as a financial institution known for its tradition of stability and community involvement. With offices throughout suburban Milwaukee, the bank offers mortgage products, home equity products, checking, savings, certificates of deposit, money market, IRA accounts, commercial loans and business banking products. From 1921 through May, 2008, WaterStone Bank was known primarily as Wauwatosa Savings Bank. The bank experienced quite a bit of growth throughout the years leading up to 2008, both in new branch offices and in additional product lines.
Waterstone Mortgage
read moreMany homeowners have taken advantage of the historically low mortgage interest rates by refinancing. Are you interested in lowering your interest rate or shortening your loan term with a refinance? A conversation with a mortgage advisor may help you decide if a refinance is right for you. Although refinancing almost certainly will come with fees of a few thousand dollars, this upfront cost should be made up in less than a year if the monthly payments are less than you're currently paying. You'll want to know how long you'll be staying in your home and what your break-even point is before you decide to refinance.
Waterstone Mortgage
read moreMany homeowners wonder how much money they should plan to have for a down payment on their home. The simple answer to this question is to put down as much as you can afford without overextending yourself financially. Homeownership comes with many "hidden" costs, from property taxes to homeowners insurance to emergency repairs. Plus, once you own a home, you'll want to redecorate. All of these costs can add up to hundreds (or thousands) of dollars more than you planned. For those looking for a low down payment, 3% and 5% down payment options are available for many conventional loans.
Waterstone Mortgage
read moreFor many people, buying their first home is an important life event. Owning a home can be the first step in increased financial independence and offer significant lifestyle advantages. At Waterstone Mortgage, we offer a variety of tools, information, and programs designed to help you achieve your home ownership dreams. Our mortgage professionals will walk you through every step of the home buying process. We'll make sure your first home buying experience is a good one. Buying your first home can be an intimidating process.
Waterstone Mortgage
read moreIf you're a real estate investor, Waterstone Mortgage can help you take advantage of opportunities in today's market with financing for multiple properties. With our low interest rates and lending fees, we'll ensure that you're maximizing your potential profit. In order to qualify, you'll need a minimum mid-FICO score of 620, and have 2 months reserves (Principal, Interest, Taxes, and Insurance) for all properties. In order to qualify, you'll need a minimum mid-FICO score of 720, and have 6 months reserves (Principal, Interest, Taxes, and Insurance) for all properties.
Waterstone Mortgage
read moreNeed a special loan program for your unique financial situation? At Waterstone Mortgage, we're lending variety in our product offerings, and can help you find the best loan for your scenario. At Waterstone Mortgage, we understand the challenges that face condo buyers and sellers. We have a variety of loan options to meet your needs and can help you get into your new condo quickly and without the hassle. We provide both single- and double-wide mobile home loans for homes built after June 15th, 1976.
Waterstone Mortgage
read moreAt Waterstone Mortgage, we're lending clarity with the tools, information, and programs you need to find (and finance) your second home or vacation home. Our mortgage professionals will provide you with clear communication throughout the loan process so you can focus on getting into your dream home. By completing a mortgage pre-qualification, you and your Realtor will have a realistic idea of how much home you can afford. A free consultation with one of our mortgage professionals can get you started on your home buying adventure.
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