Kovalev Insurance Agency
Insurance Company in Newton, MA
We recognize that the insurance market presents numerous options, and we aim to provide clarity and ease through our services. Acting as your concierge, we handle all aspects of your insurance needs, allowing you to avoid complex systems and technical language. A simple request is all it takes for us to deliver the necessary results efficiently.Our services include providing guidance to ensure you make informed decisions. We assess quotes for value, suggest ways to improve coverage affordably, and help eliminate unnecessary costs. Clients appreciate the confidence that comes from knowing their insurance is managed carefully. With decades of experience and strong relationships with multiple carriers, we provide a wide range of options across Massachusetts and neighboring states, always working in your best interest.
Areas Served
- Greater Boston Massachusetts New Hampshire Rhode Island Connecticut New England
Business Details
- Licensed and insured
- Year established: 2000
- Number of employees: 20
Highlights & Specialties
- Independent agency offering personalized insurance solutions with broad carrier access
- Over twenty years experience serving Greater Boston clients reliably
- Customized coverage programs designed to fit individual and business needs
- Competitive rates achieved through multiple trusted insurance carrier partnerships
- Fast same-day response time with exceptional client service support
- Clear explanations of coverage ensuring clients fully understand protection options
Social Profiles
Contact Details
Products & Services
Auto Insurance
read moreKovalev Insurance delivers Massachusetts auto insurance with a commitment to service, expertise, and personalized protection. Our policies cover a broad spectrum of vehicles and driving situations, with customized recommendations to meet state requirements and client needs. We strive to ensure each policy provides meaningful coverage and maximum value for every driver.Homeowners Insurance
read moreOur Massachusetts homeowners insurance offerings at Kovalev Insurance are designed to secure both your property and valuables. We provide protection against natural disasters, fire, theft, and legal liabilities, while offering optional coverage enhancements when needed. As a local independent agency, we focus on tailored policies and responsive support to give homeowners confidence in their protection plans.Commercial Property Insurance
read moreBusiness protection in Massachusetts starts with Kovalev Insurance. Our commercial property insurance policies provide comprehensive coverage for buildings, equipment, inventory, and business interruptions. We work closely with each client to assess risks, recommend appropriate coverage levels, and access multiple top-rated insurers, ensuring every policy is customized, cost-effective, and supported by exceptional client service.Construction Insurance
read moreKovalev Insurance specializes in delivering construction insurance that shields Massachusetts contractors and developers from unpredictable risks. Our tailored policies address accidents, equipment and property loss, and liability exposure. We combine professional guidance, affordable options, and an efficient claims process to ensure business continuity and support clients in completing projects on time and within budget.Artisan Contractors Insurance
read moreKovalev Insurance offers Artisan Contractors Insurance to protect contractors from financial exposure due to accidents, property damage, or professional errors. Our policies are customized to your business size, work type, and employee count, providing comprehensive protection that extends beyond the duration of a project. Contractors can rely on our solutions to maintain security and focus on delivering high-quality results.Reviews Write a Review
Alexander Shulman
Mar 26, 2026
I live in two unit condo and needed to choose correct balance between coverage of main policy condo insurance and my individual unit insurance.
It was not an easy task for an amateur. Jenny Karavaeva has helped me a lot. She has explained different topics of the coverage in details.
As a result I have chosen appropriate coverage and saved money.
Great service!
Last and this year Michael helped me a lot with main policy condo insurance.
This year Sonia Carneiro helped me a lot with car and umbrella policies.
Kovalev Insurance provides great service year after year!
It was not an easy task for an amateur. Jenny Karavaeva has helped me a lot. She has explained different topics of the coverage in details.
As a result I have chosen appropriate coverage and saved money.
Great service!
Last and this year Michael helped me a lot with main policy condo insurance.
This year Sonia Carneiro helped me a lot with car and umbrella policies.
Kovalev Insurance provides great service year after year!
Josh Perkins
Feb 19, 2026
I had an outstanding experience working with David ‘DOC’ O’Connell at Kovalev Insurance Agency, Inc. As a first-time home buyer, DOC made the process of securing both our auto and home insurance clear and easy to understand. He took the time to explain our options thoroughly, answered all of our questions, and ensured we had the right coverage.
DOC was always available, responsive, and genuinely committed to helping us make informed decisions. Thanks to his guidance, we not only felt confident in our choices but also saved money. I highly recommend DOC and Kovalev Insurance Agency to anyone looking for a knowledgeable, trustworthy, and client-focused insurance professional.
DOC was always available, responsive, and genuinely committed to helping us make informed decisions. Thanks to his guidance, we not only felt confident in our choices but also saved money. I highly recommend DOC and Kovalev Insurance Agency to anyone looking for a knowledgeable, trustworthy, and client-focused insurance professional.
Michael Talmadge
Feb 15, 2026
As a small remodeling business in Springfield MA of 14 years, I switched all my insurance; auto, liability, worker's comp to a bundle with Kovalev Insurance. I will save thousands this year and they did all the work setting it up. I waited a few months to leave a review to see if there would be issues. I have communicated with Sofia a number of times for various reasons since then and it has been flawless. Five stars without hesitation.
Cynthia Paris
Jan 31, 2026
I had an excellent experience working with David ‘DOC’ O’Connell at Kovalev Insurance Agency, Inc.. David made the entire process of bundling my rental properties, car, and home insurance completely seamless. He was incredibly knowledgeable, responsive, and easy to work with—and most importantly, he helped me save money while ensuring I had the right coverage.
David took the time to explain my options clearly, answered all of my questions, and handled everything efficiently from start to finish. If you’re looking for an insurance agent who is thorough, trustworthy, and truly client-focused, I highly recommend working with David and the Kovalev Insurance Agency.
David took the time to explain my options clearly, answered all of my questions, and handled everything efficiently from start to finish. If you’re looking for an insurance agent who is thorough, trustworthy, and truly client-focused, I highly recommend working with David and the Kovalev Insurance Agency.
Gennadiy Bukhmatov
Jan 31, 2026
Professional and accurate service.
Call me about prices changes and find me alternative Insurance company when my previous rises price to high.
Call me about prices changes and find me alternative Insurance company when my previous rises price to high.
Mai Linh Le
Nov 22, 2025
Leo was very responsive and helpful. Would recommend him to anyone looking for any kind of insurance
Sergey Borisov
Nov 18, 2025
Very good experience and very positive feedback working with Kovalev Insurance Agency. I was very impressed with how fast Kovalev insurance managed my case with the highest level of professionalism, understanding customer needs and prompt support. Few people assisted me as a single team, and they are definitely responsive, knowledgeable and really detailed oriented without generating any "white noise" (that often happens in the modern world). As a result, I saved significant $-amount and time
Thank you very much, I really recommend Kovalev Insurance Agency!
Thank you very much, I really recommend Kovalev Insurance Agency!
Dan Cashman
Oct 31, 2025
Tanya was extremely helpful in saving us hundreds on our insurance! Definitely recommend!
Andrew Neskoromnyi
Oct 17, 2025
David O’Connell is a very efficient agent. Found the best deal fast and saved us a lot of money!
Ben Iacoi
Aug 27, 2025
Michael and his entire team are top tier professionals and true experts in the P&C insurance space. Their willingness and enthusiasm shows through with each transaction and in how they always fight for the best possible deal for their clients. In addition, the team goes above and beyond to help educate and 'teach-up' their clients and is always willing to make the time to talk through creative and novel coverage options that fit the unique business model of each client. Michael runs a great organization and runs it with a true client centric focus which shows through with his entire staff. Very special shoutout to Sofia as well and all she does to support all of our team's needs.
Daniel T.
Aug 12, 2025
This is my second review for Kovalev Insurance:
I had a fantastic experience with Kovalev Insurance Agency, particularly with Karina. I was seeking assistance with commercial insurance, and Karina went above and beyond to ensure that my needs were met. Her expertise and professionalism were evident from the start, as she guided me through the process with clarity and patience. Not only did she address my concerns promptly, but she also provided valuable insights to help me make informed decisions. Thanks to Karina's dedication and personalized attention, I was able to resolve my insurance issue efficiently and effectively.
I highly recommend Kovalev Insurance.
2022 Review:
Great and professional service. Michael and team helped us to find a great insurance option for our business. Highly recommend them.
I had a fantastic experience with Kovalev Insurance Agency, particularly with Karina. I was seeking assistance with commercial insurance, and Karina went above and beyond to ensure that my needs were met. Her expertise and professionalism were evident from the start, as she guided me through the process with clarity and patience. Not only did she address my concerns promptly, but she also provided valuable insights to help me make informed decisions. Thanks to Karina's dedication and personalized attention, I was able to resolve my insurance issue efficiently and effectively.
I highly recommend Kovalev Insurance.
2022 Review:
Great and professional service. Michael and team helped us to find a great insurance option for our business. Highly recommend them.
Tale Ibrahimov
Jun 01, 2025
Christopher helped me get general liability insurance for my business at a really good price. He explained everything clearly, was always quick to respond, and made the whole process easy for me. I’m very happy with the service and highly recommend him to anyone looking for business insurance.
Aditya Bansal
May 18, 2025
Excellent experience to date with Kovalev Insurance .. they were timely, knowledgeable and were able to provide a tailored solution to my needs. The transition process was also very smooth and saved me quite a few $$ on insurance overall. So far so good, highly recommend them!
Mark Toskey
Mar 13, 2025
Great place with great people. I’ve worked primarily with David O’Connell. He set me up with several new insurance policies after my previous company raised rates. Also, he went out of his way during his vacation to ensure I was able to purchase a new car and drive home with it the same day. I can’t recommend Kovalev enough.
Stanislav Engelgardt
Dec 30, 2024
I use Kovalev Insurance Agency, Inc before for my car insurance and I have good experience. This time I contact Michael for my business insurance policy and for me was the best experience he responds really quick and was super friendly and answer all the question because I am getting first time business insurance. He provides me with Best service, good policy and great price. I recommend Kovalev Insurance Agency, Inc to everyone and you will be not disappointed.
Maureen Harris
Nov 30, 2024
Top notch experience working with DOC. I reached out to several independent agencies for quotes, and David at Kovalev really stood out with the comprehensiveness of his answers, thorough guidance, and follow-up. The rates offered were highly competitive. Ultimately, I passed on another agency that was slightly less expensive because of the experience I had working with David, such that I felt a greater sense of confidence that the coverage we were purchasing was right for my family and that this agency would ensure we have the right coverage at a fair rate going forward.
Ramsey
Nov 27, 2024
David O'Connell worked patiently to find us a good auto/home insurance solutions. DOC was diligent and prompt in his reponses. Thanks for everyone who left reviews here. Reading those encouraged me to get in touch with Kovalev Insurance and I am very happy with services offered. Tnx DOC
Jiawei Sun
Oct 20, 2024
I had a great experience working with David “DOC” O’Connell at Kovalev Insurance Agency. I submitted an online request on Tuesday, and he responded within two hours. By Wednesday, he had gathered all the necessary details, and by Thursday, he presented me with auto, home, and umbrella quotes at competitive rates. By Friday, everything was finalized. If you’re looking for a knowledgeable and efficient insurance broker, I highly recommend DOC!
Mimi Song
Oct 14, 2024
We could not recommend Kovalev Insurance, specifically David O'Connell ("DOC") enough!! If you are looking for an adviser to help you navigate through any and all insurance-related matters, look no further than to DOC. We are first time homebuyers and had a ton of questions - DOC always responded promptly, made us feel comfortable asking any and all of our questions, and helped us to to actually understand what we are paying for as part of our insurance policies. Not to mention, he found us the best coverage at the cheapest rate, and we are resting assured that in the future when it's time to renew our policies or if we have any claims, that we are always going to be in good hands. Thank you DOC, you are the best!!!
Edward Sh
Oct 07, 2024
I am a customer of Kovalev Insurance for a long time. My representatives Leo and Tanya are very knowledgeable and very professional.
Recently I bought a new car and I needed Insurance coverage right away. Leo and Tanya were able to open the new policy with great coverage in a couple of hours.
WOW WOW👍👏👌
Thank you very much guys!!!
I really appreciate it.
I highly recommend this agency!!!
Recently I bought a new car and I needed Insurance coverage right away. Leo and Tanya were able to open the new policy with great coverage in a couple of hours.
WOW WOW👍👏👌
Thank you very much guys!!!
I really appreciate it.
I highly recommend this agency!!!
Laura Schulz
Oct 01, 2024
I had the pleasure of working with Michael Kovalev regarding the master insurance on a building in Boston. This gentlemen found us a very reasonable insurance and in record time. He is professional and courteous. We have had a wonderful experience and can only recommend his firm. He will continue to have our business in the years to come!
Elena Petrov
Aug 11, 2024
When I decided to switch my insurance provider, I reached out to three local agents, hoping to find a company that values personalized service and provides clear, informed guidance. My goal was to work with a team who could thoroughly understand my needs, offer a range of options, and walk me through the pros and cons of each. I found all of this—and more—with Kovalev Insurance.
Their representatives were consistently prompt and attentive in addressing my calls and emails. Every piece of information was presented clearly and professionally, leaving me with complete confidence in my decision. The dedication and professionalism at Kovalev Insurance exceeded my expectations, and I am more than happy to recommend them to my clients.
Their representatives were consistently prompt and attentive in addressing my calls and emails. Every piece of information was presented clearly and professionally, leaving me with complete confidence in my decision. The dedication and professionalism at Kovalev Insurance exceeded my expectations, and I am more than happy to recommend them to my clients.
Kim Ghantous
Jan 13, 2024
We had a great experience with Doc, Michael, and the Kovalev team. They were able to work within our tight timeline and helped us select the best policy for our situation. They were super responsive, patient, and knowledgable and we'll definitely use them in the future. Highly recommend!
Tyler Hadley
Dec 06, 2023
Excellent team and put the needs of the customer first!
I was a first time resident to the state of Massachusetts, and the expertise shown by Katya, Tim, and Mariana went beyond all expectations.
I highly recommend their services and know that my insurance needs are in good hands thanks to Kovalev Insurance!
I was a first time resident to the state of Massachusetts, and the expertise shown by Katya, Tim, and Mariana went beyond all expectations.
I highly recommend their services and know that my insurance needs are in good hands thanks to Kovalev Insurance!
Yan Fisher
Sep 12, 2023
I’ve throughly enjoyed how Kovalev Insurance team handled our requests. We had a commercial condo policy and umbrella renewal and they found us the best deal.
I specifically enjoyed expedient and professional communications..
I hope we would not need their services for any claims, but in case we do, I’m looking forward to working with them.
I specifically enjoyed expedient and professional communications..
I hope we would not need their services for any claims, but in case we do, I’m looking forward to working with them.
Kobe Leroy
Aug 25, 2023
When starting my business we contacting a bunch of companies and Kovalev Insurance were the only ones to that helped us out. Fast forward 3 years and we haven’t switched or even though about it. Special thanks to Mariah Dutil and Robert Cantuaria for the amazing customer service. Every question that we had about insurance and the entities that oversee our compliance, are answered as simplified or in-depth as we need. They are always trying to get us the best rates and also council us on the right insurance decisions.
K. S.
Aug 11, 2023
We have been using Kovalev Ins Agency for over 20 years. We were always getting the best options for auto and home insurances. The agents who work there are immediately available to answer any questions and help with the claims or changes to the policies. Last few years our agent was Matt Bouffard who is knowledgeable, easy communicate with and proactive when it comes to renewals. Would recommend the agency and Matt for anyone who is looking for auto/home coverage.
Sabina Rosenfeld
Jul 28, 2021
I’ve been with Kovalev Insurance Agency since they opened in the early 90s. They have never disappointed me. Always responsive and supportive. Always looking for the best value for me. I dealt with several employees of the agency over the years and all of them were extremely professional, polite and friendly. I have never had to wait for more than an hour to receive an email response or a call back. If my agent was unavailable, their colleagues would eagerly help. I even asked my current agent, Sonia Carneiro, to advise my son who lives in a different state on his insurance. She called him herself and answered all of his questions.
Great agency, perfect service.
Great agency, perfect service.
Melissa Waterhouse
Nov 25, 2020
I had a great experience with Kovalev Insurance, Katya especially. She was quick and thorough in her responses to me. She helped me handle a couple of issues and was knowledgeable about options for both. I highly recommend working with them to handle your insurance needs.
Angelina Raffone
Sep 03, 2020
I could not be happier with my experience with Kovalev Insurance. As a first time car and insurance buyer, I was initially unfamiliar with how the the insurance buying process worked. Sonia, the agent I worked with, was clearly very knowledgeable, helpful, and friendly from our first conversation. She answered every question I had and walked me through the process step-by-step. She was extremely responsive with all my calls and e-mails and found the insurance provider that best met my needs, both coverage-wise and financially. The entire process was fast and simple, and helped make my car buying experience an extremely positive one.
