Lbs Federal Credit Union
Financial Services in Westminster, CA
In 1935, LBS Financial Credit Union opened its doors to supply low cost banking services to Long Beach educators. Today, we serve our own neighborhood of more than a hundred thousand members from all walks of life, living in communities throughout Southern California. At LBS Financial, we are dedicated to exceptional value. That means lower rates on loans, higher rates on savings, lower fees and charges and convenient access that is free of charge.
Lbs Federal Credit Union
read moreWhat's important to us? Quite simply: you. We're devoted to giving our Members the best deals and service, while upholding timeless values. Each year, we give back thousands in time, money, and resources, to build our community via a variety of highly rated local programs and charities. Not sure how to make a budget? Want to know the best ways to build your credit fast? Head over to our short educational modules to learn all the best financial tips and strategies. Loan rate and percent financed is based on LBS Financial credit approval.
read moreThe actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. Representative Payment Example: A loan for $388,000 for 30 years at a rate of 3.750% and an Annual Percentage Rate of 4.352% would have a monthly payment of $2,055.56. Rates subject to change at any time. For Home Equity Loans: No lender origination fees when a minimum loan amount of $40,000 and maximum $100,000 is approved and for a maximum of 80% of your home's value.
LBS Financial Investment Services
read moreWe offer free retirement planning and investment strategy reviews, or get help with a former employer's retirement plan. You can also learn about the investment products that might be right for your financial situation. Michael Tan specializes in advising Members on Retirement Planning, 403b, 529, Coverdell Savings, and IRA Rollovers. As part of LBS Financial Investment Services, I am dedicated to helping you pursue your investment goals. My focus has always been to make an impact in the lives of my clients.
read moreWe partner withApollo Insurance Services* to bring you great insurance services for auto, homeowners, rental, travel, pet insurance, and more. Because of depreciation, the loan balance on your vehicle can be higher than the actual value. If your vehicle is totaled or stolen, you might have to pay the difference between the insurance settlement and the loan balance. This might be thousands of dollars. In the event of theft or an accident, GAP Advantage** covers the gap between what your vehicle is worth and your outstanding loan payments.