Loan Star Financial

read moreWe're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today! LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. George Tuma has over 25 years of experience in the residential, commercial & construction lending arena. The Team at LoanStar Financial prides itself on Old School customer service combined with new technology to ensure an efficient closing process and lowest possible rates.

read moreOur only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan. LoanStar Financial Corp strives to ensure that its services are accessible to people with disabilities. LoanStar Financial Corp has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

read moreInformation and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. LoanStar Financial Corp strives to ensure that its services are accessible to people with disabilities.

read moreThe first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines. You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities. LTV or Loan-To-Value ratio is the maximum amount of exposure that a lender is willing to accept in financing your purchase.

read moreVA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership. Most military, veteran, reservist and National Guard members are eligible to apply for a VA loan. Spouses of military members who died while on active duty may also apply for a VA loan. Some restrictions may apply.