Miami Bankruptcy Lawyer

read moreAre you one of the many home owners facing Foreclosure? At the Miami bankruptcy lawyer Andres Montejo, Esq., we have years of experience dealing with any and everything related to foreclosures in the state of Florida. Avoid foreclosure and keep your home with payments you can afford. If you're struggling to make mortgage payments, if you're worried about a looming interest rate, adjustment, or if you're already behind on mortgage, we can help. Bankruptcy allows individuals or businesses (debtors) who owe others (creditors) more money than they're able to pay to either work out a plan to repay the money over time or completely eliminate (discharge) most of the bills.

read moreAlthough there have been recent changes in the federal bankruptcy laws that many people do not understand, it is important for you to know that bankruptcy is still an option for at least 85% of those that need it. If you are overwhelmed by your financial situation and are in need of debt relief and debt elimination, Chapter 7 bankruptcy may be your best option. At the law offices of Andres Montejo, Esq., in Miami, Florida, we focus solely on advocacy for individuals and families who are in need of a new financial start.

read moreFor the majority of people, their house is their most valuable asset as well as their beloved residence. Unfortunately, real estate speculation and the huge number of foreclosures in the past years has impacted the entire real estate market. Even people who never took out a sub prime mortgage have found themselves owing more on their home than they could get if they were to sell it. The prospect of losing your home to foreclosure is extremely frightening. Fortunately, there are things you may be able to do to stop foreclosure - or at least limit the damage to your credit.

read moreThe benefits of Merchandise escrow with us is for both Buyers and Sellers. They will benefit from using an attorney based Escrow Account as a neutral third party to monitor and transact the exchange of payment and merchandise. The Buyer sends the agreed upon payment to our firm. We then notify the Seller that we have funds in Escrow to cover for the purchase. The Seller then produces the merchandise and delivers it to Buyer. Once Buyer has possession then we obtain a release from them to give funds to the Seller.

read moreGiven the recent Pandemic, the most recognized form of secured debt negotiations is loan modification. There are several companies that claim to be loan modification experts. While some are legitimate companies, most are glorified paper-pushers who just file the paperwork without understanding the programs for which you may qualify or what criteria you will need to meet to be considered for a loan modification. Our attorneys understand mortgage law and the trends in modification and litigation.

read moreAt the Law Office of Andres Montejo, is a single attorney firm whom has helped hundreds of clients through Bankruptcy. He will sit down with you and explain to you which Chapter is better for you. His fees are very reasonable and he will give you the best option you deserve. Sometimes it is found that Bankruptcy is not a solution for you. Our firm handles Short Sales, Foreclosure Defense, Loan Modification, and of course Bankruptcy. As a Miami Bankruptcy Attorney you can count on our legal advice to properly and effectively help you find a resolution to your needs.

read moreThe following is basic information about your Chapter 13 bankruptcy and the course of events you will experience. If you cannot find the answer to your question in the information below, you should direct your individual question to your bankruptcy attorney. Unsecured debts include personal loans and credit cards issued by banks, such as Visa, MasterCard, American Express, or Discover, and other credit cards used to purchase consumable items such as clothing, food, vacations, etc. You may not file Chapter 13 if your unsecured debts exceed $337,000.

read moreYou do not have to live with the fear of debt collection agencies, repossession and foreclosure. The bankruptcy laws were made for individuals like you - honest, determined and hard working individual;s that have been encumbered by debt. At the Bankruptcy Law Offices of Andres Montejo, Esq. in West Miami, we help others in getting out from under debilitating debts. With our helping hand, you can take steps needed to get peace of mind and a fresh financial beginning through bankruptcy. Our firm in West Miami, will handle all legal aspects of your bankruptcy, from beginning to end.