Mid Iowa Credit Counseling
Personal Finance Company in Des Moines, IA

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Mid Iowa Credit Counseling
read moreYou may owe money. You may be in over your head. But you are not alone. Most people with serious money problems do not intend to be in debt and are looking for a debt relief program. Our certified debt counselors know this. CCCS of Northeastern Iowa is proud to be the only locally-based non-profit Credit Counseling Agency in the Waterloo area.
About Us
read moreConsumer Credit Counseling Service of Northeastern Iowa was established in 1984. In July 2020 we joined the CCCS of Rochester u/a/n RethinkingDebt. Org family that enabled us to perpetuate and expand our critical services in the Northeastern Iowa areas. Founded in 1970, Consumer Credit Counseling Service (CCCS) Of Rochester is a non-profit organization headquarterd in Rochester, NY. During that time CCCS has helped hundreds of thousands of individuals and families deal with financial difficulties.
Mission
read moreWe are a not-for-profit organization focused on the financial wellness of families and individuals. Our certified professionals provide confidential counseling, educational services and other solutions enabling our clients to achieve financial peace of mind. Our vision is to be the most trusted resource for financial literacy education, products and services that enable individuals and the communities we serve to achieve their financial goals. The agency and its representatives strictly adhere to our high standard of values.
Understanding Bank Services
read moreThere are a variety of different types of banks to choose from. Shop around. Once you understand the advantages and disadvantages of the all of the banks you are considering, your decision about where to set up your accounts should be relatively easy. If you use a bank, you already know about the many services that make your financial life easier. If you don't have a bank account, consider setting one up. With a checking account, you can deposit money, cash checks, and pay your bills for far less than it would cost at a check cashing company or bill payment center.
Bank Services
read moreOnline banking has become enormously popular, and it can be a powerful tool for managing your personal finances. You can check your account balances, transfer money between your accounts, pay your bills, invest, and borrow with an online account. You don't have to worry about banking hours - the online service can be used 24 hours a day.
Bank Services
read moreDebit cards are a popular, convenient and cash-free way to shop. When you pay for something with your debit card, the transaction amount is subtracted (debited) directly from your checking account and transferred electronically to the account of the merchant. Sometimes you authorize a debit card transaction with your personal identification number (PIN). This could result in a bank fee. Other times, you sign a receipt. In this case, the merchant pays the fee to the card company. Either way, the amount is deducted from your account immediately upon the acceptance of the transaction.