Mortgage Masters

read moreWelcome to our website, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash! You've earned your home equity. Make it count! Use our calculators and other tools to see how much you can borrow according to what you want to pay. We not only use technology but our experience to make cashing that check just around the corner.

read moreI was referred to this company through my colleague and did not regret doing business with them. I worked with Lisa Irons for my home purchase. Her team was efficient, proactive, and organized. They were available 24/7 for me. They worked out good discounts too. I am happy with the service! Sara and her team at Mortgage Masters has been absolutely incredible! Sara was SO PATIENT with my billion questions constantly and explained every step of the way with the buying process. Thank you for everything and I promise to refer you to everyone!

read moreSince we live in an automated society, it's not surprising that your ability to repay your mortgage boils down to just one number. The FICO score is built by credit agencies. These agencies use the payment history of your various loans: mortgages, car/motorcycle loans, credit cards, and others. Equifax, TransUnion, and Experian, the three major credit agencies, each have a proprietary formula for building your credit score. The original FICO model was developed by Fair Isaac and Company. Experian uses this model and calls its score FICO.

read moreIn a reverse mortgage (sometimes called a home equity conversion loan), borrowers of a certain age may use home equity for anything they need without selling their homes. Deciding how you'd prefer to to receive your funds: by a monthly amount, a line of credit, or a one-time payment, you may take out a loan based on your home equity. Paying back your loan is not required until after the homeowner sells the home, moves (such as into a care facility) or passes away. When you sell your home or you no longer use it as your main residence, you (or your estate) must pay back the lending institution for the cash you got from your reverse mortgage as well as interest among other finance charges.

read moreWhen you decide to buy a home or refinance a mortgage in Tampa or the surrounding areas, your search for a home loan or mortgage should start and end here. With so many lenders to choose from in the greater Tampa area, and nationally, you need to choose one you can trust to find the mortgage loan that's best for you. Sure, there are dozens of big bank mortgage lenders nationally, but you need a lender in Tampa. Why? Because we know Tampa and the surrounding areas of Hillsborough, Pinellas, Pasco, Polk, Hardee, and Manatee counties.

read moreVA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan. In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans. Although mortgage insurance is not required, the VA charges a funding fee to issue a guarantee to a lender against borrower default on a mortgage.

read moreOur mortgage team members will give you the professional service with the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan. Your mortgage is one of the most significant investments in your life. If you're looking for ways to pay less in the long run, these small tips can make a big difference.

read moreThese type of loans are for loan amounts that exceed the conforming loan limit of $484,350. Want to know if a home is still on the market, or if the price has changed? We can help. Simply fill out the information below and with no obligation to you we'll get back to you with your requested information. We guarantee your privacy. By checking the box, you agree that Mortgage Masters Inc may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices.