Mortgage Services

read moreMortgage Services is a mortgage brokerage and lending firm offering an unusally wide range of residential first and second lien loan products thoughout California. Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's, A-minus, seconds and home equity loans. Mortgage Services is dedicated to delivering its products and services on time as advertised, to the full satisfaction of our clients.

read moreRefinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn't your mortgage? Now might be the right time for you to refinance into a lower rate mortgage. You should take the time to consider the following questions to see if refinancing makes sense for you. Refinancing is an easy way to solve many of your mortgage worries. Getting a lower monthly rate and paying less over the life of your loan just makes sense. At Mortgage Services we're ready to find the right refinancing solution for you.

read moreIt's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit. With this information you can make a more informed decision on whether these government insured loans are right for you and your family. In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.

read moreThe following is a partial list of programs offered by Mortgage Services with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 650-401-2331. Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation. Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.

read morePre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for. In attempting to approve homebuyers for the type and amount of mortgage they want, mortgage companies look at two key factors. Ability to repay the mortgage is verified by your current employment and total income.

read moreAt Mortgage Services, we have assembled a list of partners that we would like you to meet. Mortgage Services partners can be viewed below under "View Partners". You can also always call us at 650-401-2331 and ask to speak with one of our loan officers to learn more.

read moreAt Mortgage Services, our core values inspire and guide our talented team as they help write our ongoing success story. We believe our team is a diverse group of talented and committed individuals that make a real difference.