Old Point National Bank

read moreWe serve the Hampton Roads, Virginia area offering a wide range of financial services from checking and home equity products to comprehensive commercial services. Our employees live, work, and shop in the footprint in which we serve, and we pride ourselves on creating a better community, everyday.

read moreTo earn even higher interest rates, yet retain access to your funds, consider Old Point's Money Market Savings Account.

read moreIn business, making the most of your money matters. That's why our commercial accounts are designed to meet the needs of every business based on how much money is kept in the account, monthly account activity and additional services required. Regardless of the industry you're in, Old Point has the account that's right for your business. Enjoy the flexibility and convenience a VISA BusinessDebit Card adds to your purchasing power. Accepted worldwide, it's the card that works just like cash or check but is backed by the Old Point and Visa names.

read moreFinance big purchases, consolidate debt, or use as a safety net. Personal Loans and Lines of Credit help you to prepare for the expected and the unexpected. We have just about as many ways to lend money as you have plans to use it and our loanspecialists will take the time to help you to choose the right loan for your situation. At Old Point, you deal with a local loan officer for the entire loan process. This means no third-party loan brokers to deal with and you get your answers quickly. Plus, if you make your loan payments through automatic deduction from an existing Old Point account, you'll get a discount off our already competitive loan rates.

read moreA wholly owned subsidiary of Old Point National Bank established as an alliance between Old Point and Morgan Marrow Company, Old Point Insurance offers a full line of personal and commercial insurance offerings designed to meet your needs.

read moreBased in Hampton Roads, Virginia, we proudly assist customers nationwide with all of their new home and refinance loan needs. We offer trusted, transparent and responsible lending and you'll find everything you want in a mortgage loan experience!

read moreOld Point is proud to have helped approximately 1,000 small businesses and over 10,000 jobs in our community through PPP loans in 2020 and we look forward to assisting you with your continued PPP needs. Whether you're preparing to get new equipment in your facility or negotiating an international trade transaction, we can satisfy your unique need. The right tools and financial programs, coupled with skilled loan officers, makes Old Point the ideal partner for your businesses. Talk to one of our business loan officers today!