Pacific Real Estate
Financial Services in Corona, CA
Today's technology is delivering a more productive environment to work in. For example, through this Web Site you can submit a comprehensive online secure loan application, pre-qualify for a home loan or you can request an update on your loan in process and much more! These tools have enabled me to supply a higher standard of service to my customers who utilize the Internet in their daily lives. By applying online, your application is received immediately! I'll be notified by email and be prompted to return to our secure server to retrieve your application. This will allow me to begin processing your loan today!
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Pacific Real Estate
read moreWhat advantages do we have over the big banks? We offer more loan choices, we have access to dozens of lenders products. If one lender doesn't offer a product you want, we simply find another that does. We can also shop for the best rates and turn times, certain lenders are a better choice for specific borrowers since each borrower is unique from the standpoint of FICO scores, debt-to-income ratio, income, savings, and personal preferences. In some cases, we may be able to get lenders to waive some or all of the fees which can save you hundreds to thousands of dollars.
About Us
read moreWe have over 10 years of extensive experience, helping home buyers and real estate investors realize their dreams and improve their portfolios. Pacific Mortgage Group was established in 2006 in Corona, CA and has been successfully serving ever since. We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools that enables us to make sound financial choices.
Services
read moreWe are the middlemen between you and your lender. We partnered up with over 100 of the best lenders who offer the best rates in the market giving us a competitive edge when matching you with the best loan possible. All that is required from you is to provide us with the required documentation; we will take care of the rest. Looking to lower your interest rate? We do just that; the following is a list of the different loan options available to qualified clients. Please feel free to contact us for a free consultation with one of our licensed loan officers.
Reverse Mortgage
read moreA reverse mortgage is a home loan that provides cash payments based on home equity. Sometimes called a home equity conversion mortgage (HECM). This type of loan doesn't require the homeowner to make monthly mortgage payments. Though they are still responsible for the property taxes, homeowner's insurance, and HOA fees if any. However, it allows the homeowner to access the equity they've built up in their home. Disclaimer: This material is not from HUD or FHA and has not been approved by HUD or a government agency.
Conventional Loan
read moreConventional Loan is a mortgage loan that is not insured by any government agency, it is the most common type of mortgage. There are conforming conventional loans and non-conforming conventional loans. Conforming conventional loans follow the Fannie Mae and Freddie Mac guidelines. Non-conforming loans do not follow those guidelines. Rates, terms, and fees, differ on conventional loans, hence, finding a good, dedicated mortgage agency is important to bringing you the best rates on your loan.
Buying a Home
read moreBuying a home? Pacific Mortgage Group can help you lock in the most competitive rates. If you are ready to start looking for a home loan or home quotes give us a call and we can help you every step of the way. Our friendly, experienced staff are dedicated to making the home buying process as easy as possible for each one of you.
Careers
read moreHere at Pacific Mortgage Group you will be able to grow as a Mortgage Loan Officer with a company that stresses high integrity and superior customer service as benchmarks for success. If you or someone you know are interested, please let us know! If you feel you are a truly independent mortgage sales professional, please email your resume today to be contacted.
Overviews
read moreThe following page provides you with a list of popular terms used in the Mortgage Industry with a focus on the different loan options you can choose from at Pacific Mortgage Group. An Adjustable Rate Mortgage (ARM) is a loan where the interest rate is tied to an economic index. The interest rate on the loan fluctuates up or down during the term of the loan, depending on the agreed-upon index. The borrower is protected from intense fluctuations in the interest rate by applying a limit on how much the interest rate can change on an annual basis, as well as a lifetime cap, or limit, on changes in interest rates.
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