Payne Insurance

read moreWe are a family owned and operated independent insurance agency serving the entire state of Michigan since 1978. We represent a full spectrum of companies for individuals and businesses. Let us find you a competitive rate. For your convenience use our online quick quotes. We service the Lansing area and throughout the state of Michigan. At Payne Insurance Agency, each one of our clients is treated as though they are the most important client we have. We offer all types of Personal Insurance coverages to our clients in Michigan including Auto, Homeowners, Motorcycle, Boat, Car, Renters and Umbrella.

read morePayne Insurance Agency is an Independent Insurance Agency representing many different companies for your insurance needs. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs. Our goal is to educate and service the Lansing Michigan communities and throughout the state of Michigan. Through our independence, we strive to educate the community on the best options for their insurance needs.

read moreErrors & Omissions (E&O) insurance is a form of liability coverage that protects your business from claims of professional negligence. Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic. Even suits with no merit that are filed can damage your business if you're not protected. At Payne Insurance Agency, we don't leave you to fend for yourself. We'll help you evaluate your E & O protection on an ongoing basis to make sure you have the right policy at the right price for your particular business needs.

read moreAt Payne Insurance Agency, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Lansing, Michigan insurance coverage needs. Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.

read moreDifferent surety needs are met by different classes of surety bonds. Payne Insurance Agency has decades of experience servicing contractors and businesses big and small giving us the complete understanding of contracts needed to help your company grow. We deal only with the most trusted sureties, and have a proven record of placing bonds for business owners and contractors new to bonded work to the most difficult bonds for hazardous work to owners with inexperience on larger project and those with financial difficulties.

read moreWe have put together a website that is designed for mobile users. Our website is mobile responsive so it is designed for a multitude of devices with different screen sizes, automatically adjusting for you. We give you the ability to quickly get access to directions, contact information and claim numbers. We have adapted the design & content to deliver the same comfort and usability to all mobile users. This enables you to have your insurance information with you at all times.

read moreAt Payne Insurance Agency, we protect farms and ranches of all types and sizes with different coverage limits and risks depending on the type and size of farm. A farm and ranch policy will protect your farm or ranch for losses to your home or dwelling, farm property and liability risks. If your farm or ranch is a business as well, you may want to consider other additional coverages like loss of income, workers compensation, commercial auto and errors and omissions. The different options and coverages for a farm & ranch policy can be confusing, so having an independent agent is advantageous to explain the details.

read moreToday, the costs of nursing homes and elderly care is continuing to rise. If you plan now, you can provide you and your family with the coverage you need to protect your assets and maintain financial security that you may need later in life. In general, if you can't perform daily activities because of an impairment as a result of chronic illness or disability, you will need long term care. This would include the assistance you could need if you are unable to take care of yourself for a long period of time.