Pinto Mary Lynn

read morePurchasing your first home is a big deal. Of course with the euphoria is also some uneasiness - especially leading up to the closing table. If you're like most people, you'll probably need some expert opinions along the way -- and you'll definitely want an agent looking out for your top interests. I'm absolutely qualified and ready to aid you in purchasing your first house. I'll assist you with creating your shopping list of features and amenities that you want in your house, your community, and your school district.

read moreExperienced home buyers know that one of the first-steps in beginning a successful search for a new house is taking a hard, objective look at finances. Determining how much money you can dedicate to the purchase of your new house affects almost every aspect of buying a new home - including how we write the offer, which mortgage programs you will qualify for, shopping for the best mortgage loan and which homes are truly in your price range. My 20 year background in mortgage lending will definately help you with the prequalification process and understanding the mortgage process.

read moreBy checking the box, you agree that Bayshore Real Estate Services may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. Message/data rates may apply.

read moreWith some up-front planning, purchasing a home isn't that complex, but it still intimidates a lot of people. So you'll understand exactly what to expect, we like to supply our buyers with an outline of the whole deal. Below are our nine steps to buying a home. Before you begin looking for a home, there are a lot of things you should contemplate. When you start your search, you'll want to create a list of features you need to have, plan for what neighborhoods and school districts you want to live in, and begin planning your budget.

read moreA FICO score is a collection of your years of credit history based on a model developed by Fair Isaac and Company. Most people usually have a score of 600, but scores are tiered from 300 to 850. With the change in the economy, however, some borrowers have seen their score drop by hundreds of points because of underemployment, closed credit card accounts, or credit card accounts closed by the lender due to inactivity. In reviewing your credit history, you'll discover that you actually have three reports.

read moreFor most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As your agent and a top expert in the local market, we'll negotiate the best prices and terms for you and answer all of your questions as they arise. Let us help you find your dream home and assure your best interests are protected throughout the entire process. Give us a call at 831-484-2400 or email homes@bayshoremonterey.com for a no-obligation consultation with one of our local real estate experts.