Reo Division

read moreTypically when an offer to purchase a house is made, you, as the buyer, will also pay an "earnest money" deposit. This deposit shows the seller that you're serious about the offer to purchase the property. The amount of earnest money deposit varies based on the type of property being purchased and local market conditions. As your real estate professional, I'll help you determine the appropriate amount to pay as an earnest money deposit. The sales contract will dictate who holds the earnest money.

read moreWhether you are buying or selling a home, you should have a professional home inspection performed. If you are buying a home, you need to know exactly what you are getting. A home inspection, performed by a professional home inspector, will reveal many hidden problems with the home so that they may be addressed BEFORE the deal is closed. You should require an inspection at the time you make a formal offer. Make sure the contract has an inspection contingency. Then, hire your own inspector and pay close attention to the inspection report.

read morePurchasing a home is probably the single biggest investment you will ever make. Before closing on the house, you'll want to know that no other individual or entity has a right, lien or claim to the property. Determining that your rights and interests to the property are clear is the business of a title insurance company. For a modest, one-time title insurance premium (cost is governed by the State), you will receive continuous title insurance protection in an amount equal to the purchase price of the property or its current market value.

read moreIf you are thinking of selling your home, you'll need to know exactly what it is worth before putting it on the market. As Cincinnati and Northern Kentucky area real estate professionals, We analyze home values and determine market prices every day. By comparing your home to recent sales and other, similar homes on the market we can quickly tell you what your home is worth. This analysis is known as "Comparative Market Analysis", or CMA. We will be happy to provide you with up-to-the-minute details of comparable sold, pending and active listngs for your use in determining pricing.

read moreIf you have had your home on the market for several months and haven't seen much activity or any offers, chances are that one or more of the reasons below are to blame. No doubt about it, the most common reason for a home not selling is that the asking price has been set too high. The reasons for setting your price too high to begin with are many. Ranging from over enthusiastic listing agents to unrealistic seller expectations. Regardless of the reason though, if you've priced your home too high, you've set yourself up for a number of obstacles to selling your home.

read moreThere are cracks in the foundation. Nothing structural. Nothing that's going to threaten the stability of the home, but they're there. Nooks, crannies and holes through which seeps an invisible threat. Colorless, odorless and undetectable by your average human, it is none the less the second leading cause of lung cancer in the United States. Radon gas - even the name sounds ominous, evoking images of radiation and nuclear devastation is created when uranium in the soil decays. The gas then seeps through any access point into a home.

read moreWith our free "Neighborhood Sales Alert, " we can give you the recently sold properties in your neighborhood, we can give you the sold price of a specific property or we can tell you the prices of homes either in the Cincinnati or Northern Kentucky areas. Please tell us the specific address or street name or neighborhood you would like to have information about. Please be sure to include the zip code to identify the correct area. We will pull the information and email it to you. We hope you will come back to us again when you're ready to sell or buy a home.

read moreWe use contracts approved by the Cincinnati Area Board of Realtors and the Northern Kentucky Board of Realtors. They include contingencies for financing, inspections, document reviews, etc. which acts as a safety net for you in the event of an unforeseen circumstance. We will guide you every step of the way and offer alternatives for you to choose from. It is standard practice to make a purchase offer contingent upon obtaining a mortgage. Because of this contingency, the seller will want the details of your financing plan included in the offer.