Shelby County Federal CU

read moreResidents of DeSoto County are now eligible for membership in Shelby County Federal Credit Union! Members receive great rates on loans, free online and mobile banking, member discounts, and a full menu of financial services! Joining is easy. Just bring 2 forms of ID and your $25 joining fee to a location near you. Introducing a new plan that provides a safety net for when the unexpected happens. Life PlusDebt Protection adds protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.

read moreShelby County Federal Credit Union offers Signature and Line of Credit Loans for just about anything! These Unsecured loans help members with limits up to twice your gross monthly income. Loan rates, terms, and amount are subject to individual credit approval and requested financing amount. If you have questions, please call us for help at 901.377.8929. The amount a member may borrow depends on the credit rating qualifications and guidelines established by the Board of Directors. Compare the cost of a Credit Union loan to the total cost of other financing.

read moreBanking is even easier for our members with our mobile banking app! This free mobile app is available for download on Iphone and Android devices (not compatible with Microsoft phones). And with our Remote Deposit feature, you can deposit checks directly into your account from anywhere! Download from either the Apple Store or the Google Play store by searching for Shelby County Federal CU. The app will allow members to quickly access online banking accounts, receive push notices and texts about new specials and promotions, and other features, all at your fingertips.

read moreGroup Life Insurance is a valuable addition to any member's insurance or investment portfolio. Our Term Life Insurance is the simplest kind of insurance available. Our Group Level Term Lift Insurance is renewable until age 80. No medical exams and only a few simple health questions.

read moreOur Vehicle Loans offer highly competitive rates and include 100% financing of costs associated with your car purchase including tax, title and tags. For those who pay loans early, there is no prepayment penalty for those who pay off loans early - you pay interest only on the outstanding balance. We can make it easy to pay your loans through convenient payroll deduction or automatic transfer from any of your other credit union accounts. Loan rates, terms and down payment requirements are subject to individual credit approval and requested financing amount.

read moreThese dividend rates and annual percentage yields may change as determined by the credit union Board of Directors. All Rates are subject to change. Tier I - As of the last dividend declaration date, if your daily balance was $10,000.01 or more, the dividend rate paid on the entire balance in your account was.05%. This will result in an annual percentage yield of.05% when the current method of computation is applied. Tier II - As of the last dividend declaration date, if your daily balance was $5,000.01 - $10,000.00, the dividend rate paid on the balance in your account was.05%.

read moreShelby County Federal Credit Union makes it easy to manage your money with our checking account and to save with a variety of savings plans and programs. Talk with one of our Member Service Representatives to find out which account makes sense for you.